Skip to content
American Factbook
Menu
On this page

Mortgage lending in Baxter County, Arkansas

Lenders in Baxter County, Arkansas reported 1,776 mortgage applications for 2025, according to the CFPB.

1,776 mortgage applications and 1,108 loans originated in 2025; the denial rate was 17.9% of 1,413 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Baxter County, AR.

1,776
Applications
1,108
Loans originated
17.9%
Denial rate
253 denied of 1,413 applications decided.

Every year

1 more column on a wider screen

Mortgage applications and loans originated in Baxter County, Arkansas, by year
YearApplicationsOriginated
20251,7761,108
20241,562970
20231,297834
20221,9421,260
20212,8021,839
20202,6071,822
20191,7581,182
20181,5631,071

The largest lenders here

Lenders in Baxter County, Arkansas by loans originated, 2025
LenderOriginatedApplications
Click n' Close, Inc.197238
Arvest Bank170238
Anstaff Bank8193
First Security Bank6687
Rocket Mortgage5795
The Farmers & Merchants Bank5582
First Community Bank3544
Baxter Credit Union2944
United Wholesale Mortgage2741
US Bank, N.A.2355
FNBC Bank2124
Bank Ozk1836
Pennymac Loan Services LLC1730
Freedom Mortgage Corporation1540
Mortgage Research Center1435
Centennial Bank1221
Focus Bank1111
Navy Federal Credit Union1118
Newrez LLC1120
Nationstar Mortgage1015
Figure Lending LLC912
Equity Prime Mortgage LLC912
Coastal Community Bank717
Ark-LA-Tex Financial Services LLC79
Plains Commerce Bank712

Applications by race, ethnicity and sex, 2025

By race, Baxter County, Arkansas: applications and denial rate
CategoryApplicationsDenial rate
American Indian or Alaska Native12no rate: base under 50
Asianunder 10
Black or African Americanunder 10
Native Hawaiian or Other Pacific Islanderunder 10
White1,47117.1% of 1,177 decided
Joint12no rate: base under 50
Race Not Available27021.5% of 209 decided
By ethnicity, Baxter County, Arkansas: applications and denial rate
CategoryApplicationsDenial rate
Hispanic or Latino31no rate: base under 50
Not Hispanic or Latino1,43716.8% of 1,152 decided
Joint23no rate: base under 50
Ethnicity Not Available28521.5% of 223 decided
By sex, Baxter County, Arkansas: applications and denial rate
CategoryApplicationsDenial rate
Male47016.9% of 372 decided
Female34423.8% of 269 decided
Joint76616.1% of 610 decided
Sex Not Available19617.3% of 162 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved