Mortgage lending in Sharp County, Arkansas
Lenders in Sharp County, Arkansas reported 689 mortgage applications for 2025, according to the CFPB.
689 mortgage applications and 398 loans originated in 2025; the denial rate was 20.7% of 526 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sharp County, AR.
- 689
- Applications
- 398
- Loans originated
- 20.7%
- Denial rate
- 109 denied of 526 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 689 | 398 |
| 2024 | 668 | 364 |
| 2023 | 580 | 330 |
| 2022 | 785 | 439 |
| 2021 | 853 | 530 |
| 2020 | 703 | 435 |
| 2019 | 552 | 321 |
| 2018 | 474 | 274 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Community Bank | 67 | 92 |
| FNBC Bank | 35 | 43 |
| Rocket Mortgage | 30 | 43 |
| United Wholesale Mortgage | 18 | 29 |
| Click n' Close, Inc. | 17 | 18 |
| Mortgage Research Center | 17 | 36 |
| Fairway Independent Mort Corp | 14 | 15 |
| American Financial Resources LLC | 11 | 12 |
| Arvest Bank | 9 | 14 |
| Evolve Bank & Trust | 8 | 9 |
| Equity Prime Mortgage LLC | 8 | 9 |
| Freedom Mortgage Corporation | 7 | 14 |
| 21ST Mortgage | 6 | 24 |
| Cadence Bank | 6 | 8 |
| Pennymac Loan Services LLC | 6 | 11 |
| loanDepot.com LLC | 5 | 14 |
| First Community Mortgage, Inc. | 5 | 5 |
| The Farmers & Merchants Bank | 4 | 4 |
| Centennial Bank | 4 | 7 |
| ClearPath Lending | 4 | 6 |
| Nationstar Mortgage | 4 | 5 |
| Kind Lending, LLC | 4 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 23 |
| The Citizens Bank | 3 | 4 |
| Highlands Residential Mortgage, Ltd. | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 566 | 20.3% of 444 decided |
| Joint | under 10 | |
| Race Not Available | 106 | 21.2% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 560 | 19.6% of 443 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 118 | 28.8% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 231 | 27.9% of 172 decided |
| Female | 146 | 20.7% of 116 decided |
| Joint | 247 | 14.0% of 200 decided |
| Sex Not Available | 65 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2124 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved