Mortgage lending in Clark County, Arkansas
Lenders in Clark County, Arkansas reported 691 mortgage applications for 2025, according to the CFPB.
691 mortgage applications and 355 loans originated in 2025; the denial rate was 33.0% of 567 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clark County, AR.
- 691
- Applications
- 355
- Loans originated
- 33.0%
- Denial rate
- 187 denied of 567 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 691 | 355 |
| 2024 | 649 | 306 |
| 2023 | 633 | 288 |
| 2022 | 662 | 355 |
| 2021 | 808 | 450 |
| 2020 | 693 | 366 |
| 2019 | 552 | 302 |
| 2018 | 587 | 297 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Southern Bancorp Bank | 73 | 83 |
| Fairway Independent Mort Corp | 72 | 91 |
| Rocket Mortgage | 28 | 41 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 51 |
| Bank Ozk | 10 | 35 |
| Mortgage Research Center | 9 | 12 |
| Regions Bank | 9 | 20 |
| First Community Mortgage, Inc. | 7 | 7 |
| Arvest Bank | 7 | 9 |
| Diamond Bank | 5 | 6 |
| loanDepot.com LLC | 5 | 11 |
| SWBC Mortgage Corporation | 5 | 5 |
| Arkansas Federal Credit Union | 5 | 16 |
| Pennymac Loan Services LLC | 5 | 12 |
| The Citizens Bank | 4 | 4 |
| Triad Financial Services, Inc. | 4 | 37 |
| First State Bank | 4 | 6 |
| Farmers Bank & Trust | 4 | 4 |
| 21ST Mortgage | 4 | 35 |
| Amerisave Mortgage Company | 4 | 10 |
| FirstTrust Home Loans | 3 | 3 |
| First Financial Bank | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 7 |
| Eagle Bank and Trust Company | 3 | 4 |
| US Bank, N.A. | 3 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 122 | 50.5% of 95 decided |
| White | 456 | 29.7% of 381 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 91 | 30.1% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 549 | 31.4% of 456 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 105 | 41.5% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 201 | 36.3% of 160 decided |
| Female | 176 | 44.1% of 145 decided |
| Joint | 253 | 25.5% of 212 decided |
| Sex Not Available | 61 | 22.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1915 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved