Mortgage lending in White County, Arkansas
Lenders in White County, Arkansas reported 3,176 mortgage applications for 2025, according to the CFPB.
3,176 mortgage applications and 1,735 loans originated in 2025; the denial rate was 25.3% of 2,454 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: White County, AR.
- 3,176
- Applications
- 1,735
- Loans originated
- 25.3%
- Denial rate
- 620 denied of 2,454 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,176 | 1,735 |
| 2024 | 2,889 | 1,475 |
| 2023 | 2,694 | 1,306 |
| 2022 | 3,199 | 1,709 |
| 2021 | 3,964 | 2,361 |
| 2020 | 3,574 | 2,175 |
| 2019 | 2,532 | 1,457 |
| 2018 | 2,362 | 1,312 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Community Bank | 248 | 329 |
| First Security Bank | 183 | 210 |
| Rocket Mortgage | 107 | 162 |
| Arkansas Federal Credit Union | 92 | 195 |
| Flat Branch Mortgage, Inc. | 91 | 108 |
| Simmons Bank | 89 | 115 |
| FirstTrust Home Loans | 82 | 97 |
| Regions Bank | 72 | 136 |
| 21ST Mortgage | 49 | 190 |
| Mortgage Research Center | 43 | 86 |
| United Wholesale Mortgage | 43 | 59 |
| Southern Bank | 30 | 40 |
| Sente Mortgage, Inc. | 27 | 33 |
| Centennial Bank | 26 | 52 |
| Freedom Mortgage Corporation | 25 | 51 |
| Pennymac Loan Services LLC | 22 | 46 |
| Premier Mortgage Resources, LLC | 18 | 30 |
| DHI Mortgage Company, LTD. | 17 | 22 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 146 |
| Nationstar Mortgage | 14 | 19 |
| Arvest Bank | 14 | 27 |
| AgHeritage Farm Credit Services, FLCA | 12 | 15 |
| American Financial Resources LLC | 11 | 12 |
| loanDepot.com LLC | 11 | 32 |
| Navy Federal Credit Union | 10 | 25 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 31 | no rate: base under 50 |
| Black or African American | 82 | 41.5% of 65 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,562 | 25.1% of 2,003 decided |
| 2 or more minority races | under 10 | |
| Joint | 66 | no rate: base under 50 |
| Race Not Available | 396 | 21.1% of 289 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 93 | 25.8% of 66 decided |
| Not Hispanic or Latino | 2,548 | 24.7% of 1,998 decided |
| Joint | 55 | no rate: base under 50 |
| Ethnicity Not Available | 480 | 28.7% of 348 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,029 | 27.3% of 795 decided |
| Female | 675 | 32.7% of 505 decided |
| Joint | 1,210 | 20.9% of 961 decided |
| Sex Not Available | 262 | 19.2% of 193 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1706 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved