Mortgage lending in Franklin County, Arkansas
Lenders in Franklin County, Arkansas reported 665 mortgage applications for 2025, according to the CFPB.
665 mortgage applications and 365 loans originated in 2025; the denial rate was 29.5% of 539 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Franklin County, AR.
- 665
- Applications
- 365
- Loans originated
- 29.5%
- Denial rate
- 159 denied of 539 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 665 | 365 |
| 2024 | 568 | 311 |
| 2023 | 504 | 272 |
| 2022 | 663 | 380 |
| 2021 | 756 | 425 |
| 2020 | 680 | 401 |
| 2019 | 498 | 292 |
| 2018 | 491 | 273 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Bank | 33 | 33 |
| Rocket Mortgage | 30 | 44 |
| Priority Bank | 26 | 28 |
| Bank Ozk | 25 | 58 |
| Arvest Bank | 23 | 44 |
| Simmons Bank | 18 | 28 |
| FirstTrust Home Loans | 17 | 19 |
| Firstar Bank | 13 | 15 |
| 21ST Mortgage | 11 | 41 |
| Farm Credit Services of Western Arkansas | 9 | 16 |
| Regions Bank | 9 | 18 |
| United Federal Credit Union | 7 | 11 |
| loanDepot.com LLC | 6 | 17 |
| First National Bank of Fort Smith | 6 | 10 |
| Flat Branch Mortgage, Inc. | 6 | 7 |
| Freedom Mortgage Corporation | 6 | 10 |
| United Wholesale Mortgage | 5 | 6 |
| Highlands Residential Mortgage, Ltd. | 5 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 23 |
| Farmers Bank | 4 | 5 |
| First Western Mortgage | 4 | 4 |
| New American Funding, LLC. | 4 | 10 |
| Arkansas Federal Credit Union | 4 | 12 |
| Stockton Mortgage Corporation | 4 | 8 |
| Generations Bank | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 566 | 29.4% of 459 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 75 | 25.4% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 562 | 29.9% of 465 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 77 | 22.4% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 249 | 36.0% of 200 decided |
| Female | 121 | 39.0% of 95 decided |
| Joint | 238 | 21.1% of 199 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2120 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved