Mortgage lending in Polk County, Arkansas
Lenders in Polk County, Arkansas reported 694 mortgage applications for 2025, according to the CFPB.
694 mortgage applications and 414 loans originated in 2025; the denial rate was 23.1% of 579 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Polk County, AR.
- 694
- Applications
- 414
- Loans originated
- 23.1%
- Denial rate
- 134 denied of 579 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 694 | 414 |
| 2024 | 579 | 326 |
| 2023 | 421 | 173 |
| 2022 | 484 | 241 |
| 2021 | 688 | 391 |
| 2020 | 597 | 351 |
| 2019 | 478 | 260 |
| 2018 | 414 | 233 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Bank | 178 | 181 |
| FirstTrust Home Loans | 27 | 29 |
| Rocket Mortgage | 23 | 33 |
| Arvest Bank | 18 | 37 |
| Diamond Bank | 13 | 14 |
| Mortgage Research Center | 12 | 19 |
| First Financial Bank | 8 | 9 |
| Chambers Bank | 8 | 15 |
| United Wholesale Mortgage | 8 | 10 |
| Fairway Independent Mort Corp | 8 | 13 |
| 21ST Mortgage | 8 | 42 |
| Freedom Mortgage Corporation | 5 | 9 |
| Mortgage Solutions of Colorado | 5 | 5 |
| loanDepot.com LLC | 4 | 9 |
| Newrez LLC | 4 | 9 |
| Farm Credit Services of Western Arkansas | 4 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 21 |
| Horatio State Bank | 3 | 4 |
| SWBC Mortgage Corporation | 3 | 3 |
| Nationstar Mortgage | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 6 |
| Village Capital & Investment | 3 | 5 |
| Amerisave Mortgage Company | 3 | 19 |
| Pennymac Loan Services LLC | 3 | 9 |
| Lima One Capital, LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 574 | 21.2% of 490 decided |
| Joint | under 10 | |
| Race Not Available | 100 | 33.3% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 546 | 20.9% of 464 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 109 | 32.1% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 197 | 24.8% of 153 decided |
| Female | 143 | 33.1% of 121 decided |
| Joint | 290 | 16.3% of 252 decided |
| Sex Not Available | 64 | 28.3% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1704 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved