Mortgage lending in Crawford County, Arkansas
Lenders in Crawford County, Arkansas reported 2,298 mortgage applications for 2025, according to the CFPB.
2,298 mortgage applications and 1,339 loans originated in 2025; the denial rate was 22.5% of 1,846 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fort Smith, AR-OK MSA.
- 2,298
- Applications
- 1,339
- Loans originated
- 22.5%
- Denial rate
- 415 denied of 1,846 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,298 | 1,339 |
| 2024 | 2,152 | 1,305 |
| 2023 | 1,879 | 1,076 |
| 2022 | 2,410 | 1,418 |
| 2021 | 3,178 | 2,098 |
| 2020 | 3,114 | 1,947 |
| 2019 | 2,177 | 1,354 |
| 2018 | 1,965 | 1,220 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 149 | 233 |
| Highlands Residential Mortgage, Ltd. | 99 | 124 |
| Rocket Mortgage | 87 | 130 |
| United Federal Credit Union | 78 | 135 |
| Citizens Bank & Trust Company | 77 | 89 |
| Firstar Bank | 73 | 85 |
| FirstTrust Home Loans | 67 | 84 |
| Cadence Bank | 50 | 73 |
| Arkansas Federal Credit Union | 44 | 82 |
| Flat Branch Mortgage, Inc. | 36 | 44 |
| Bank Ozk | 28 | 52 |
| United Wholesale Mortgage | 27 | 41 |
| First Financial Bank | 26 | 33 |
| Mortgage Research Center | 22 | 64 |
| First National Bank of Fort Smith | 21 | 31 |
| SWBC Mortgage Corporation | 21 | 24 |
| Fairway Independent Mort Corp | 21 | 25 |
| Chambers Bank | 20 | 21 |
| Navy Federal Credit Union | 18 | 26 |
| Generations Bank | 18 | 24 |
| Figure Lending LLC | 14 | 28 |
| Armstrong Bank | 14 | 22 |
| loanDepot.com LLC | 13 | 23 |
| First Community Mortgage, Inc. | 13 | 15 |
| Pennymac Loan Services LLC | 13 | 26 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 43 | no rate: base under 50 |
| Asian | 29 | no rate: base under 50 |
| Black or African American | 30 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,848 | 21.4% of 1,489 decided |
| 2 or more minority races | under 10 | |
| Joint | 62 | 21.4% of 56 decided |
| Race Not Available | 277 | 26.9% of 216 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 160 | 25.4% of 126 decided |
| Not Hispanic or Latino | 1,777 | 21.6% of 1,433 decided |
| Joint | withheld | |
| Ethnicity Not Available | 309 | 27.2% of 246 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 771 | 25.3% of 612 decided |
| Female | 405 | 28.1% of 313 decided |
| Joint | 956 | 18.1% of 792 decided |
| Sex Not Available | 166 | 22.5% of 129 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1531 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved