Mortgage lending in Craighead County, Arkansas
Lenders in Craighead County, Arkansas reported 4,225 mortgage applications for 2025, according to the CFPB.
4,225 mortgage applications and 2,594 loans originated in 2025; the denial rate was 19.0% of 3,399 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jonesboro, AR HUD Metro FMR Area.
- 4,225
- Applications
- 2,594
- Loans originated
- 19.0%
- Denial rate
- 647 denied of 3,399 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,225 | 2,594 |
| 2024 | 3,790 | 2,309 |
| 2023 | 3,529 | 2,150 |
| 2022 | 4,464 | 2,917 |
| 2021 | 6,649 | 4,575 |
| 2020 | 6,465 | 4,510 |
| 2019 | 4,534 | 3,179 |
| 2018 | 4,175 | 2,842 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 213 | 319 |
| Simmons Bank | 118 | 159 |
| First Community Bank | 102 | 133 |
| Rocket Mortgage | 98 | 150 |
| United Wholesale Mortgage | 83 | 125 |
| Fairway Independent Mort Corp | 82 | 107 |
| First National Bank | 78 | 96 |
| FirstTrust Home Loans | 77 | 101 |
| Southern Bank | 75 | 84 |
| Cadence Bank | 70 | 112 |
| DHI Mortgage Company, LTD. | 69 | 114 |
| Focus Bank | 60 | 73 |
| Evolve Bank & Trust | 58 | 63 |
| First Colony Mortgage Corporat | 56 | 65 |
| Centennial Bank | 56 | 95 |
| First Horizon Bank | 56 | 87 |
| Bank Ozk | 54 | 62 |
| First Financial Bank | 50 | 69 |
| Mortgage Investors Group | 44 | 45 |
| Das Acquisition Company, LLC | 43 | 72 |
| FNBC Bank | 41 | 43 |
| Pennymac Loan Services LLC | 41 | 95 |
| Mortgage Research Center | 40 | 86 |
| First Security Bank | 35 | 48 |
| Arkansas Federal Credit Union | 35 | 87 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 74 | 18.6% of 59 decided |
| Black or African American | 304 | 27.8% of 227 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,891 | 18.4% of 2,327 decided |
| 2 or more minority races | under 10 | |
| Joint | 76 | 28.3% of 60 decided |
| Race Not Available | 854 | 17.5% of 708 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 180 | 28.1% of 135 decided |
| Not Hispanic or Latino | 3,099 | 18.9% of 2,494 decided |
| Joint | withheld | |
| Ethnicity Not Available | 888 | 17.6% of 727 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,340 | 21.4% of 1,038 decided |
| Female | 782 | 24.3% of 635 decided |
| Joint | 1,394 | 16.2% of 1,140 decided |
| Sex Not Available | 709 | 14.7% of 586 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1363 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved