Mortgage lending in Monroe County, Arkansas
Lenders in Monroe County, Arkansas reported 139 mortgage applications for 2025, according to the CFPB.
139 mortgage applications and 41 loans originated in 2025; the denial rate was 61.5% of 117 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monroe County, AR.
- 139
- Applications
- 41
- Loans originated
- 61.5%
- Denial rate
- 72 denied of 117 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 139 | 41 |
| 2024 | 138 | 43 |
| 2023 | 138 | 51 |
| 2022 | 164 | 53 |
| 2021 | 172 | 64 |
| 2020 | 179 | 72 |
| 2019 | 130 | 47 |
| 2018 | 166 | 62 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 4 | 7 |
| Arvest Bank | 4 | 10 |
| FirstTrust Home Loans | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 24 |
| Southern Bancorp Bank | 3 | 5 |
| First National Bank of Eastern Arkansas | 3 | 3 |
| Cadence Bank | 3 | 8 |
| Premier Mortgage Resources, LLC | 2 | 2 |
| Triad Financial Services, Inc. | 2 | 6 |
| Regions Bank | 2 | 2 |
| Cross Bank | 1 | 2 |
| Armor Bank | 1 | 1 |
| American Financial Network, Inc. | 1 | 1 |
| Arkansas Federal Credit Union | 1 | 3 |
| United Wholesale Mortgage | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Kind Lending, LLC | 1 | 1 |
| Gateway Bank | 1 | 1 |
| AgHeritage Farm Credit Services, FLCA | 1 | 1 |
| Crosscountry Mortgage, LLC | 1 | 3 |
| Das Acquisition Company, LLC | 1 | 1 |
| Pennymac Loan Services LLC | 1 | 2 |
| Signature Bank of Arkansas | 0 | 1 |
| Figure Lending LLC | 0 | 0 |
| MidFirst Bank | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 42 | no rate: base under 50 |
| White | 73 | 51.7% of 60 decided |
| Joint | under 10 | |
| Race Not Available | 19 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 107 | 59.1% of 93 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 25 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 35 | no rate: base under 50 |
| Female | 46 | no rate: base under 50 |
| Joint | 43 | no rate: base under 50 |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved