Mortgage lending in Union County, Arkansas
Lenders in Union County, Arkansas reported 1,175 mortgage applications for 2025, according to the CFPB.
1,175 mortgage applications and 511 loans originated in 2025; the denial rate was 35.4% of 917 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, AR.
- 1,175
- Applications
- 511
- Loans originated
- 35.4%
- Denial rate
- 325 denied of 917 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,175 | 511 |
| 2024 | 1,115 | 412 |
| 2023 | 1,093 | 433 |
| 2022 | 1,379 | 608 |
| 2021 | 1,565 | 856 |
| 2020 | 1,470 | 802 |
| 2019 | 1,099 | 622 |
| 2018 | 1,167 | 612 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Highlands Residential Mortgage, Ltd. | 60 | 69 |
| First Financial Bank | 58 | 72 |
| FirstTrust Home Loans | 48 | 53 |
| Rocket Mortgage | 40 | 58 |
| Southern Bancorp Bank | 35 | 40 |
| Cadence Bank | 34 | 58 |
| Simmons Bank | 20 | 34 |
| Fairway Independent Mort Corp | 20 | 29 |
| Triad Financial Services, Inc. | 19 | 140 |
| Vanderbilt Mortgage and Finance, Inc | 15 | 112 |
| 21ST Mortgage | 14 | 144 |
| Pennymac Loan Services LLC | 8 | 16 |
| Mortgage Research Center | 7 | 21 |
| United Wholesale Mortgage | 7 | 10 |
| Freedom Mortgage Corporation | 7 | 13 |
| Regions Bank | 7 | 24 |
| Farmers Bank & Trust | 5 | 5 |
| Amerisave Mortgage Company | 5 | 13 |
| Wells Fargo Bank NA | 5 | 7 |
| Bodcaw Bank | 4 | 4 |
| Southwest Stage Funding LLC | 4 | 18 |
| Navy Federal Credit Union | 4 | 7 |
| Land Home Financial Services, | 4 | 4 |
| Nationstar Mortgage | 4 | 6 |
| JPMorgan Chase Bank, NA | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 354 | 56.7% of 275 decided |
| White | 681 | 25.6% of 536 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 112 | 29.5% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 29 | no rate: base under 50 |
| Not Hispanic or Latino | 946 | 34.1% of 734 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 190 | 44.2% of 154 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 415 | 32.9% of 307 decided |
| Female | 295 | 46.6% of 236 decided |
| Joint | 398 | 30.3% of 317 decided |
| Sex Not Available | 67 | 31.6% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1924 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved