Mortgage lending in Cleveland County, Arkansas
Lenders in Cleveland County, Arkansas reported 239 mortgage applications for 2025, according to the CFPB.
239 mortgage applications and 94 loans originated in 2025; the denial rate was 37.4% of 187 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cleveland County, AR.
- 239
- Applications
- 94
- Loans originated
- 37.4%
- Denial rate
- 70 denied of 187 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 239 | 94 |
| 2024 | 237 | 101 |
| 2023 | 187 | 77 |
| 2022 | 169 | 69 |
| 2021 | 280 | 134 |
| 2020 | 235 | 120 |
| 2019 | 211 | 123 |
| 2018 | 183 | 102 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 15 | 18 |
| Fairway Independent Mort Corp | 10 | 14 |
| FirstTrust Home Loans | 6 | 7 |
| Cotton Belt Federal Credit Union | 6 | 8 |
| United Wholesale Mortgage | 5 | 11 |
| 21ST Mortgage | 5 | 33 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 18 |
| Mortgage Financial Services | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 6 |
| Mortgage Research Center | 3 | 4 |
| Simmons Bank | 3 | 6 |
| Connect Bank | 3 | 10 |
| Triad Financial Services, Inc. | 2 | 19 |
| Arkansas Federal Credit Union | 2 | 6 |
| Nationstar Mortgage | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 9 |
| First Horizon Bank | 2 | 2 |
| First Financial Bank | 1 | 1 |
| Figure Lending LLC | 1 | 3 |
| RoundPoint Mortgage Servicing LLC | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
| Endeavor Capital, LLC | 1 | 1 |
| New American Funding, LLC. | 1 | 2 |
| ClearPath Lending | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 35 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 185 | 32.4% of 145 decided |
| Race Not Available | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 211 | 34.9% of 166 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 88 | 36.6% of 71 decided |
| Female | 53 | no rate: base under 50 |
| Joint | 87 | 31.0% of 71 decided |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1916 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved