Mortgage lending in Ashley County, Arkansas
Lenders in Ashley County, Arkansas reported 500 mortgage applications for 2025, according to the CFPB.
500 mortgage applications and 240 loans originated in 2025; the denial rate was 32.1% of 402 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ashley County, AR.
- 500
- Applications
- 240
- Loans originated
- 32.1%
- Denial rate
- 129 denied of 402 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 500 | 240 |
| 2024 | 455 | 176 |
| 2023 | 511 | 193 |
| 2022 | 439 | 203 |
| 2021 | 594 | 322 |
| 2020 | 533 | 287 |
| 2019 | 385 | 194 |
| 2018 | 410 | 186 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Commercial Capital Bank | 46 | 46 |
| Stockton Mortgage Corporation | 34 | 48 |
| Fairway Independent Mort Corp | 24 | 30 |
| Century Next Bank | 23 | 32 |
| Southern Bancorp Bank | 19 | 27 |
| Rocket Mortgage | 17 | 19 |
| 21ST Mortgage | 11 | 69 |
| Triad Financial Services, Inc. | 5 | 52 |
| Simmons Bank | 5 | 10 |
| New Day Financial, LLC. | 3 | 11 |
| AgHeritage Farm Credit Services, FLCA | 3 | 4 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 18 |
| Gateway First Bank | 2 | 3 |
| Navy Federal Credit Union | 2 | 5 |
| Land Home Financial Services, | 2 | 2 |
| Mortgage Research Center | 2 | 7 |
| United Built Homes, LLC | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
| Nationstar Mortgage | 2 | 3 |
| Mortgage Solutions of Colorado | 2 | 2 |
| US Bank, N.A. | 2 | 3 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 6 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| FirstTrust Home Loans | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 91 | 41.5% of 65 decided |
| White | 350 | 29.1% of 295 decided |
| Joint | under 10 | |
| Race Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 400 | 31.4% of 328 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 74 | 40.4% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 177 | 25.4% of 142 decided |
| Female | 119 | 49.5% of 101 decided |
| Joint | 167 | 25.8% of 132 decided |
| Sex Not Available | 37 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2639 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved