Mortgage lending in Stone County, Arkansas

Lenders in Stone County, Arkansas reported 380 mortgage applications for 2025, according to the CFPB.

380 mortgage applications and 203 loans originated in 2025; the denial rate was 26.9% of 301 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Stone County, AR.

380
Applications: 203
Loans originated: 26.9%
Denial rate: 81 denied of 301 applications decided.

Every year

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Mortgage applications and loans originated in Stone County, Arkansas, by year
Year	Applications	Originated	Denied
2025	380	203	81
2024	380	195	92
2023	274	138	70
2022	404	218	89
2021	491	270	98
2020	438	235	106
2019	334	184	76
2018	347	183	89

The largest lenders here

Lenders in Stone County, Arkansas by loans originated, 2025
Lender	Originated	Applications
Rocket Mortgage	32	43
Centennial Bank	14	22
Mortgage Research Center	13	20
United Wholesale Mortgage	13	19
Kind Lending, LLC	11	13
Simmons Bank	8	15
First Community Bank	7	9
Stone Bank	6	7
Arvest Bank	6	8
The Citizens Bank	5	5
First Security Bank	4	4
New Day Financial, LLC.	4	9
Vanderbilt Mortgage and Finance, Inc	3	25
Navy Federal Credit Union	3	6
loanDepot.com LLC	3	3
Freedom Mortgage Corporation	3	4
Crosscountry Mortgage, LLC	3	4
21ST Mortgage	3	19
Bank of America NA	3	3
Figure Lending LLC	2	5
Gateway First Bank	2	2
Triad Financial Services, Inc.	2	9
Arkansas Federal Credit Union	2	7
Barksdale Federal Credit Union	2	2
Stockton Mortgage Corporation	2	3

Applications by race, ethnicity and sex, 2025

By race, Stone County, Arkansas: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	330	27.1% of 262 decided
2 or more minority races	under 10
Joint	under 10
Race Not Available	39	no rate: base under 50

By ethnicity, Stone County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	320	26.1% of 257 decided
Joint	under 10
Ethnicity Not Available	45	no rate: base under 50

By sex, Stone County, Arkansas: applications and denial rate
Category	Applications	Denial rate
Male	117	26.7% of 86 decided
Female	88	34.3% of 70 decided
Joint	149	21.0% of 124 decided
Sex Not Available	26	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1923 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026