Mortgage lending in Madison County, Arkansas
Lenders in Madison County, Arkansas reported 670 mortgage applications for 2025, according to the CFPB.
670 mortgage applications and 389 loans originated in 2025; the denial rate was 22.8% of 535 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayetteville-Springdale-Rogers, AR MSA.
- 670
- Applications
- 389
- Loans originated
- 22.8%
- Denial rate
- 122 denied of 535 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 670 | 389 |
| 2024 | 578 | 332 |
| 2023 | 524 | 299 |
| 2022 | 739 | 442 |
| 2021 | 877 | 534 |
| 2020 | 778 | 464 |
| 2019 | 607 | 348 |
| 2018 | 574 | 333 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 92 | 148 |
| CS Bank | 32 | 37 |
| Rocket Mortgage | 24 | 33 |
| Flat Branch Mortgage, Inc. | 13 | 15 |
| Bank of 1889 | 10 | 12 |
| My Move Mortgage, LLC | 9 | 13 |
| Gateway First Bank | 8 | 8 |
| Centennial Bank | 8 | 11 |
| United Wholesale Mortgage | 8 | 11 |
| United Federal Credit Union | 7 | 11 |
| loanDepot.com LLC | 6 | 9 |
| Anstaff Bank | 6 | 7 |
| 21ST Mortgage | 6 | 22 |
| Signature Bank of Arkansas | 5 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 41 |
| Mortgage Research Center | 5 | 12 |
| Arkansas Federal Credit Union | 5 | 10 |
| Nationstar Mortgage | 5 | 7 |
| Fairway Independent Mort Corp | 5 | 6 |
| Navy Federal Credit Union | 4 | 6 |
| Union Home Mortgage Corp. | 4 | 6 |
| Pennymac Loan Services LLC | 4 | 6 |
| First Security Bank | 3 | 4 |
| Paramount Residential Mortgage | 3 | 4 |
| Coastal Community Bank | 3 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 570 | 22.7% of 459 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 41 | no rate: base under 50 |
| Not Hispanic or Latino | 553 | 21.9% of 447 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 240 | 24.6% of 187 decided |
| Female | 117 | 28.0% of 93 decided |
| Joint | 281 | 20.4% of 230 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1110 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved