Mortgage lending in Miller County, Arkansas
Lenders in Miller County, Arkansas reported 1,228 mortgage applications for 2025, according to the CFPB.
1,228 mortgage applications and 633 loans originated in 2025; the denial rate was 27.7% of 965 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Texarkana, TX-Texarkana, AR HUD Metro FMR Area.
- 1,228
- Applications
- 633
- Loans originated
- 27.7%
- Denial rate
- 267 denied of 965 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,228 | 633 |
| 2024 | 1,178 | 603 |
| 2023 | 1,143 | 569 |
| 2022 | 1,405 | 768 |
| 2021 | 1,895 | 1,084 |
| 2020 | 1,790 | 1,040 |
| 2019 | 1,303 | 748 |
| 2018 | 1,108 | 656 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Red River Employees Federal Credit Union | 51 | 65 |
| Rocket Mortgage | 40 | 61 |
| Fairway Independent Mort Corp | 35 | 50 |
| United Wholesale Mortgage | 29 | 39 |
| Mortgage Financial Services | 27 | 30 |
| Highlands Residential Mortgage, Ltd. | 24 | 27 |
| Guild Mortgage Company | 22 | 31 |
| SWBC Mortgage Corporation | 22 | 22 |
| 21ST Mortgage | 22 | 101 |
| Commercial National Bank of Texarkana | 21 | 30 |
| Cadence Bank | 21 | 34 |
| Triad Financial Services, Inc. | 19 | 65 |
| Farmers Bank & Trust | 18 | 24 |
| State Bank of De Kalb | 15 | 18 |
| Texar Federal Credit Union | 15 | 19 |
| Diamond Bank | 14 | 15 |
| Bank Ozk | 14 | 22 |
| FirstTrust Home Loans | 11 | 13 |
| Texana Bank | 11 | 13 |
| Pennymac Loan Services LLC | 11 | 23 |
| Mortgage Research Center | 10 | 32 |
| Regions Bank | 10 | 36 |
| Bodcaw Bank | 9 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 57 |
| Newrez LLC | 8 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 179 | 42.1% of 126 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 798 | 25.1% of 646 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 210 | 25.9% of 162 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 48 | no rate: base under 50 |
| Not Hispanic or Latino | 917 | 27.3% of 726 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 244 | 26.3% of 179 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 419 | 29.8% of 312 decided |
| Female | 262 | 40.4% of 203 decided |
| Joint | 404 | 20.3% of 339 decided |
| Sex Not Available | 143 | 20.7% of 111 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1703 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved