Mortgage lending in Garland County, Arkansas
Lenders in Garland County, Arkansas reported 4,672 mortgage applications for 2025, according to the CFPB.
4,672 mortgage applications and 2,357 loans originated in 2025; the denial rate was 29.8% of 3,624 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hot Springs, AR MSA.
- 4,672
- Applications
- 2,357
- Loans originated
- 29.8%
- Denial rate
- 1,080 denied of 3,624 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,672 | 2,357 |
| 2024 | 4,249 | 2,122 |
| 2023 | 3,863 | 1,947 |
| 2022 | 5,025 | 2,701 |
| 2021 | 6,857 | 4,054 |
| 2020 | 6,400 | 3,900 |
| 2019 | 4,521 | 2,677 |
| 2018 | 4,274 | 2,489 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 205 | 324 |
| Rocket Mortgage | 164 | 258 |
| SWBC Mortgage Corporation | 120 | 164 |
| Arkansas Federal Credit Union | 112 | 219 |
| Regions Bank | 91 | 196 |
| United Wholesale Mortgage | 86 | 129 |
| Southern Bancorp Bank | 76 | 100 |
| Bank Ozk | 68 | 150 |
| FirstTrust Home Loans | 66 | 81 |
| First Security Bank | 65 | 82 |
| Mortgage Research Center | 62 | 121 |
| Ark-LA-Tex Financial Services LLC | 59 | 88 |
| US Bank, N.A. | 43 | 112 |
| Simmons Bank | 40 | 66 |
| Fairway Independent Mort Corp | 36 | 58 |
| Newrez LLC | 34 | 74 |
| Primary Residential Mortgage, INC. | 32 | 50 |
| Community Mortgage Corporation | 31 | 38 |
| Pennymac Loan Services LLC | 30 | 60 |
| Diamond Bank | 27 | 29 |
| Better Mortgage Corporation | 27 | 55 |
| Crosscountry Mortgage, LLC | 26 | 56 |
| Eustis Mortgage Corp | 24 | 34 |
| Relyance Bank | 24 | 34 |
| Vanderbilt Mortgage and Finance, Inc | 22 | 212 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 37 | no rate: base under 50 |
| Asian | 52 | no rate: base under 50 |
| Black or African American | 179 | 47.8% of 138 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,476 | 27.9% of 2,709 decided |
| 2 or more minority races | under 10 | |
| Joint | 104 | 42.0% of 81 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 809 | 30.1% of 618 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 165 | 39.4% of 132 decided |
| Not Hispanic or Latino | 3,571 | 29.4% of 2,776 decided |
| Joint | withheld | |
| Ethnicity Not Available | 852 | 30.1% of 651 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,391 | 32.3% of 1,054 decided |
| Female | 1,091 | 37.7% of 849 decided |
| Joint | 1,636 | 24.1% of 1,298 decided |
| Sex Not Available | 554 | 25.3% of 423 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1364 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved