Mortgage lending in Pulaski County, Arkansas
Lenders in Pulaski County, Arkansas reported 15,065 mortgage applications for 2025, according to the CFPB.
15,065 mortgage applications and 8,515 loans originated in 2025; the denial rate was 23.0% of 11,669 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area.
- 15,065
- Applications
- 8,515
- Loans originated
- 23.0%
- Denial rate
- 2,687 denied of 11,669 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 15,065 | 8,515 |
| 2024 | 14,103 | 7,628 |
| 2023 | 12,612 | 6,928 |
| 2022 | 16,324 | 9,440 |
| 2021 | 23,616 | 14,894 |
| 2020 | 22,153 | 14,422 |
| 2019 | 14,578 | 8,864 |
| 2018 | 13,592 | 8,001 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arvest Bank | 661 | 978 |
| Arkansas Federal Credit Union | 649 | 1,220 |
| Rocket Mortgage | 423 | 634 |
| Bank Ozk | 307 | 511 |
| FirstTrust Home Loans | 242 | 296 |
| Regions Bank | 237 | 565 |
| United Wholesale Mortgage | 236 | 335 |
| First Horizon Bank | 215 | 325 |
| Eagle Bank and Trust Company | 211 | 292 |
| Bank of Little Rock Mortgage Corporation | 184 | 253 |
| First Security Bank | 176 | 213 |
| Flat Branch Mortgage, Inc. | 176 | 245 |
| Mortgage Research Center | 169 | 377 |
| First Community Bank | 168 | 216 |
| Crosscountry Mortgage, LLC | 158 | 238 |
| Eustis Mortgage Corp | 156 | 191 |
| Cadence Bank | 152 | 236 |
| Encore Bank | 147 | 256 |
| Simmons Bank | 141 | 247 |
| Guaranteed Rate, Inc. | 140 | 193 |
| Pennymac Loan Services LLC | 135 | 285 |
| Centennial Bank | 134 | 242 |
| Bank of America NA | 108 | 252 |
| US Bank, N.A. | 106 | 302 |
| Freedom Mortgage Corporation | 97 | 233 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 88 | 32.2% of 59 decided |
| Asian | 472 | 21.3% of 356 decided |
| Black or African American | 3,473 | 36.4% of 2,650 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 7,591 | 18.0% of 5,942 decided |
| 2 or more minority races | 62 | no rate: base under 50 |
| Joint | 246 | 16.1% of 199 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,100 | 20.9% of 2,393 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 645 | 29.5% of 509 decided |
| Not Hispanic or Latino | 11,143 | 23.3% of 8,641 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,028 | 20.6% of 2,327 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,976 | 25.0% of 3,750 decided |
| Female | 4,153 | 30.0% of 3,210 decided |
| Joint | 3,855 | 15.7% of 3,054 decided |
| Sex Not Available | 2,081 | 18.6% of 1,655 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1365 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved