Mortgage lending in Lonoke County, Arkansas
Lenders in Lonoke County, Arkansas reported 3,730 mortgage applications for 2025, according to the CFPB.
3,730 mortgage applications and 2,205 loans originated in 2025; the denial rate was 19.1% of 2,911 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area.
- 3,730
- Applications
- 2,205
- Loans originated
- 19.1%
- Denial rate
- 557 denied of 2,911 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,730 | 2,205 |
| 2024 | 3,346 | 1,850 |
| 2023 | 3,016 | 1,674 |
| 2022 | 3,849 | 2,239 |
| 2021 | 5,357 | 3,545 |
| 2020 | 5,162 | 3,408 |
| 2019 | 3,292 | 2,086 |
| 2018 | 2,925 | 1,820 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Arkansas Federal Credit Union | 175 | 312 |
| FirstTrust Home Loans | 141 | 164 |
| Flat Branch Mortgage, Inc. | 135 | 159 |
| Rocket Mortgage | 131 | 185 |
| Centennial Bank | 111 | 144 |
| Mortgage Research Center | 84 | 167 |
| Sente Mortgage, Inc. | 80 | 95 |
| Arvest Bank | 71 | 113 |
| Chambers Bank | 61 | 70 |
| United Wholesale Mortgage | 58 | 84 |
| First Community Bank | 58 | 77 |
| Freedom Mortgage Corporation | 48 | 112 |
| Pennymac Loan Services LLC | 46 | 86 |
| Regions Bank | 38 | 75 |
| First Security Bank | 34 | 39 |
| Navy Federal Credit Union | 33 | 60 |
| First Arkansas Bank and Trust | 28 | 30 |
| Eagle Bank and Trust Company | 28 | 35 |
| T2 Financial LLC | 26 | 28 |
| Community Mortgage Corporation | 25 | 28 |
| Fairway Independent Mort Corp | 24 | 30 |
| First Horizon Bank | 24 | 37 |
| Newrez LLC | 22 | 51 |
| Lennar Mortgage, LLC | 22 | 33 |
| Bank of Little Rock Mortgage Corporation | 22 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 50 | no rate: base under 50 |
| Black or African American | 202 | 41.6% of 166 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,831 | 17.6% of 2,219 decided |
| 2 or more minority races | withheld | |
| Joint | 59 | no rate: base under 50 |
| Race Not Available | 560 | 17.1% of 415 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 133 | 19.4% of 103 decided |
| Not Hispanic or Latino | 2,939 | 18.7% of 2,317 decided |
| Joint | 81 | 24.2% of 62 decided |
| Ethnicity Not Available | 577 | 20.8% of 429 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,379 | 19.6% of 1,050 decided |
| Female | 701 | 24.6% of 554 decided |
| Joint | 1,278 | 16.4% of 1,025 decided |
| Sex Not Available | 372 | 16.7% of 282 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1109 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved