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Mortgage lending in Alabama

Lenders in Alabama reported 207,840 mortgage applications for 2025, according to the CFPB.

207,840 mortgage applications and 115,118 loans originated in 2025. 41,252 of the 165,032 applications decided were denied, 25.0%. From 2025, the CFPB’s Snapshot release.

207,840
Applications
115,118
Loans originated
22.2 per 1,000 residents, over the Census Bureau's 2025 estimate.
25.0%
Denial rate
41,252 denied of 165,032 applications decided.

The largest lenders in Alabama

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Lenders in Alabama by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage6,770
2Regions Bank5,523
3United Wholesale Mortgage5,482
4Redstone Federal Credit Union2,768
5Trustmark Bank2,645
6Mortgage Research Center2,471
7DHI Mortgage Company, LTD.2,376
8Renasant Bank1,966
9Fairway Independent Mort Corp1,902
10Guild Mortgage Company1,892
11Pennymac Loan Services LLC1,791
12Cadence Bank1,759
13Firstbank1,712
14Freedom Mortgage Corporation1,669
15Movement Mortgage, LLC1,644
16Navy Federal Credit Union1,525
17America's First Federal Cu1,508
18Vanderbilt Mortgage and Finance, Inc1,426
19River Bank & Trust1,377
20PNC Bank N.A.1,357
21loanDepot.com LLC1,346
22First Federal Bank1,293
2321ST Mortgage1,274
24Canopy Mortgage, LLC1,181
25Crosscountry Mortgage, LLC1,093

Counties in Alabama

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Counties in Alabama by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Jefferson County14,244$185,000
Madison County12,302$235,000
Baldwin County8,842$265,000
Mobile County7,860$175,000
Shelby County6,758$245,000
Lee County4,653$255,000
Tuscaloosa County4,403$215,000
Montgomery County4,341$165,000
Limestone County4,075$245,000
Morgan County2,896$175,000
St. Clair County2,689$205,000
Houston County2,524$165,000
Elmore County2,503$205,000
Lauderdale County2,433$165,000
Marshall County2,206$195,000
Calhoun County2,155$155,000
Etowah County2,052$155,000
Cullman County2,033$175,000
Autauga County1,612$195,000
Coffee County1,551$205,000
Colbert County1,519$155,000
Talladega County1,452$155,000
Russell County1,387$215,000
Blount County1,273$165,000
DeKalb County1,215$165,000
Walker County1,076$145,000
Chilton County1,011$155,000
Jackson County1,008$150,000
Tallapoosa County927$205,000
Dale County917$155,000
Lawrence County666$155,000
Covington County604$135,000
Geneva County594$115,000
Pike County559$155,000
Cherokee County535$185,000
Chambers County523$155,000
Escambia County506$150,000
Winston County496$155,000
Henry County488$165,000
Randolph County440$165,000
Franklin County432$125,000
Marion County391$115,000
Dallas County322$125,000
Bibb County299$145,000
Fayette County285$145,000
Cleburne County283$155,000
Clarke County271$135,000
Barbour County268$145,000
Butler County247$125,000
Pickens County243$125,000
Monroe County213$135,000
Washington County205$145,000
Marengo County191$135,000
Crenshaw County190$105,000
Hale County189$145,000
Lamar County174$105,000
Macon County170$115,000
Clay County167$135,000
Coosa County161$165,000
Lowndes County111$125,000
Conecuh County95$135,000
Choctaw County94$125,000
Sumter County92$115,000
Wilcox County76$105,000
Bullock County58$140,000
Perry County55$85,000
Greene County46under 50 loans

Alabama elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Alabama Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Low-income housing Low-income housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Alabama Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration hub has no page for this state: EOIR runs no immigration court here, and CBP publishes by sector and field office, which are its own areas of responsibility rather than a geography. Immigration and the border.

More about Alabama →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved