Mortgage lending in Butler County, Alabama
Lenders in Butler County, Alabama reported 598 mortgage applications for 2025, according to the CFPB.
598 mortgage applications and 247 loans originated in 2025; the denial rate was 41.0% of 458 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Butler County, AL.
- 598
- Applications
- 247
- Loans originated
- 41.0%
- Denial rate
- 188 denied of 458 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 598 | 247 |
| 2024 | 485 | 188 |
| 2023 | 468 | 168 |
| 2022 | 577 | 206 |
| 2021 | 691 | 323 |
| 2020 | 608 | 269 |
| 2019 | 441 | 214 |
| 2018 | 526 | 257 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Citizens Bank | 28 | 28 |
| Rocket Mortgage | 24 | 30 |
| Trustmark Bank | 23 | 34 |
| Vanderbilt Mortgage and Finance, Inc | 23 | 137 |
| Guardian Credit Union | 13 | 33 |
| Union Home Mortgage Corp. | 12 | 14 |
| Mortgage Research Center | 11 | 19 |
| Guild Mortgage Company | 10 | 15 |
| Cadence Bank | 10 | 13 |
| Navy Federal Credit Union | 8 | 13 |
| CMG Mortgage Inc | 7 | 9 |
| 21ST Mortgage | 6 | 53 |
| Southwest Stage Funding LLC | 4 | 15 |
| Regions Bank | 4 | 9 |
| Hancock Whitney Bank | 4 | 8 |
| loanDepot.com LLC | 3 | 6 |
| Movement Mortgage, LLC | 3 | 3 |
| United Wholesale Mortgage | 3 | 8 |
| Alabama State Employees CU | 3 | 3 |
| Assurance Financial Group, L.L.C. | 2 | 2 |
| Max Credit Union | 2 | 6 |
| The Federal Savings Bank | 2 | 2 |
| SWBC Mortgage Corporation | 2 | 3 |
| Freedom Mortgage Corporation | 2 | 5 |
| Fairway Independent Mort Corp | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 211 | 58.3% of 144 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 287 | 32.5% of 240 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 81 | 32.8% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 474 | 40.2% of 376 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 105 | 41.2% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 189 | 32.4% of 145 decided |
| Female | 215 | 52.5% of 158 decided |
| Joint | 149 | 36.9% of 122 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2305 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved