Mortgage lending in Greene County, Alabama
Lenders in Greene County, Alabama reported 160 mortgage applications for 2025, according to the CFPB.
160 mortgage applications and 46 loans originated in 2025; the denial rate was 46.8% of 126 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Greene County, AL HUD Metro FMR Area.
- 160
- Applications
- 46
- Loans originated
- 46.8%
- Denial rate
- 59 denied of 126 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 160 | 46 |
| 2024 | 168 | 53 |
| 2023 | 191 | 51 |
| 2022 | 188 | 51 |
| 2021 | 195 | 75 |
| 2020 | 175 | 78 |
| 2019 | 159 | 58 |
| 2018 | 166 | 60 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Regions Bank | 6 | 10 |
| Triad Financial Services, Inc. | 5 | 17 |
| Alabama ONE Credit Union | 4 | 5 |
| 21ST Mortgage | 4 | 20 |
| Trustmark Bank | 3 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 28 |
| First Federal Bank | 2 | 5 |
| United Community Bank | 2 | 6 |
| AlaTrust Credit Union | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| American Financial Resources LLC | 1 | 1 |
| Bryant Bank | 1 | 1 |
| Land Home Financial Services, | 1 | 1 |
| America's First Federal Cu | 1 | 1 |
| Rocket Mortgage | 1 | 4 |
| United Wholesale Mortgage | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 3 |
| Firstbank | 1 | 8 |
| Robertson Banking Company | 1 | 3 |
| Crosscountry Mortgage, LLC | 1 | 1 |
| Alabama Credit Union | 1 | 1 |
| Servisfirst Bank | 1 | 1 |
| First State Bank of the South, Inc | 1 | 1 |
| Directions Equity, LLC | 1 | 2 |
| Synovus Bank | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 117 | 55.6% of 90 decided |
| White | 26 | no rate: base under 50 |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 135 | 47.7% of 107 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 57 | no rate: base under 50 |
| Female | 68 | no rate: base under 50 |
| Joint | withheld | |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved