Mortgage lending in Houston County, Alabama
Lenders in Houston County, Alabama reported 4,445 mortgage applications for 2025, according to the CFPB.
4,445 mortgage applications and 2,524 loans originated in 2025; the denial rate was 24.6% of 3,634 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dothan, AL HUD Metro FMR Area.
- 4,445
- Applications
- 2,524
- Loans originated
- 24.6%
- Denial rate
- 894 denied of 3,634 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,445 | 2,524 |
| 2024 | 3,984 | 2,296 |
| 2023 | 3,631 | 2,047 |
| 2022 | 4,522 | 2,536 |
| 2021 | 6,188 | 3,875 |
| 2020 | 5,733 | 3,698 |
| 2019 | 3,917 | 2,482 |
| 2018 | 3,623 | 2,276 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| All IN Credit Union | 211 | 348 |
| Mortgage Research Center | 138 | 250 |
| Rocket Mortgage | 135 | 186 |
| Movement Mortgage, LLC | 96 | 144 |
| Regions Bank | 96 | 218 |
| Fairway Independent Mort Corp | 90 | 118 |
| Interlinc Mortgage Services, LLC | 87 | 101 |
| River Bank & Trust | 82 | 92 |
| Five Star Credit Union | 69 | 110 |
| United Wholesale Mortgage | 64 | 111 |
| Avadian Credit Union | 58 | 78 |
| Bankplus | 58 | 82 |
| Peoplessouth Bank | 53 | 58 |
| Pennymac Loan Services LLC | 53 | 101 |
| Tyndall Federal Credit Union | 47 | 70 |
| Troy Bank and Trust | 42 | 44 |
| Servisfirst Bank | 41 | 50 |
| Friend Bank | 40 | 44 |
| Renasant Bank | 36 | 39 |
| Navy Federal Credit Union | 33 | 81 |
| First State Bank of Blakely | 33 | 33 |
| Union Home Mortgage Corp. | 33 | 41 |
| Freedom Mortgage Corporation | 32 | 80 |
| HNB First Bank | 31 | 41 |
| BankSouth | 30 | 32 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 84 | 12.5% of 72 decided |
| Black or African American | 663 | 37.1% of 531 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,927 | 21.9% of 2,425 decided |
| 2 or more minority races | 14 | no rate: base under 50 |
| Joint | 62 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 669 | 25.9% of 528 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 143 | 25.9% of 112 decided |
| Not Hispanic or Latino | 3,515 | 23.7% of 2,882 decided |
| Joint | 71 | 30.0% of 60 decided |
| Ethnicity Not Available | 716 | 28.3% of 580 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,598 | 24.4% of 1,290 decided |
| Female | 1,058 | 31.4% of 857 decided |
| Joint | 1,328 | 19.6% of 1,111 decided |
| Sex Not Available | 461 | 24.5% of 376 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1526 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved