Mortgage lending in Sumter County, Alabama
Lenders in Sumter County, Alabama reported 254 mortgage applications for 2025, according to the CFPB.
254 mortgage applications and 92 loans originated in 2025; the denial rate was 45.2% of 197 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sumter County, AL.
- 254
- Applications
- 92
- Loans originated
- 45.2%
- Denial rate
- 89 denied of 197 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 254 | 92 |
| 2024 | 228 | 80 |
| 2023 | 236 | 71 |
| 2022 | 270 | 88 |
| 2021 | 315 | 126 |
| 2020 | 241 | 94 |
| 2019 | 198 | 72 |
| 2018 | 181 | 81 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Triad Financial Services, Inc. | 13 | 26 |
| Trustmark Bank | 8 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 47 |
| Rocket Mortgage | 7 | 13 |
| Regions Bank | 7 | 23 |
| Firstbank | 5 | 9 |
| Peoples Mortgage Company | 4 | 7 |
| JPMorgan Chase Bank, NA | 4 | 4 |
| BankFirst Financial Services | 3 | 3 |
| West Alabama Bank & Trust | 3 | 3 |
| 21ST Mortgage | 3 | 33 |
| Goodleap, LLC | 3 | 3 |
| NFM, Inc | 2 | 3 |
| Towne Mortgage Company | 2 | 2 |
| First Federal Bank | 2 | 4 |
| Synergy One Lending, Inc. | 1 | 1 |
| First Financial Bank | 1 | 1 |
| Assurance Financial Group, L.L.C. | 1 | 3 |
| Navy Federal Credit Union | 1 | 2 |
| Bryant Bank | 1 | 1 |
| River Bank & Trust | 1 | 1 |
| Land Home Financial Services, | 1 | 1 |
| loanDepot.com LLC | 1 | 3 |
| Investar Bank | 1 | 2 |
| Mortgage Research Center | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 161 | 57.9% of 121 decided |
| White | 71 | 17.9% of 56 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 19 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 211 | 45.3% of 161 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 76 | 31.6% of 57 decided |
| Female | 119 | 58.9% of 90 decided |
| Joint | 43 | no rate: base under 50 |
| Sex Not Available | 16 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2497 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved