Mortgage lending in Bullock County, Alabama
Lenders in Bullock County, Alabama reported 213 mortgage applications for 2025, according to the CFPB.
213 mortgage applications and 58 loans originated in 2025; the denial rate was 58.3% of 151 applications decided. The median loan was about $140,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bullock County, AL.
- 213
- Applications
- 58
- Loans originated
- 58.3%
- Denial rate
- 88 denied of 151 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 213 | 58 |
| 2024 | 188 | 57 |
| 2023 | 138 | 31 |
| 2022 | 213 | 48 |
| 2021 | 201 | 77 |
| 2020 | 204 | 54 |
| 2019 | 137 | 42 |
| 2018 | 138 | 46 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 11 | 67 |
| Guild Mortgage Company | 7 | 12 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 40 |
| United Wholesale Mortgage | 4 | 6 |
| AmeriFirst Bank | 3 | 3 |
| Mortgage Research Center | 3 | 5 |
| Rocket Mortgage | 3 | 10 |
| Amerisave Mortgage Company | 2 | 8 |
| JPMorgan Chase Bank, NA | 2 | 3 |
| Regions Bank | 2 | 8 |
| Pennymac Loan Services LLC | 2 | 4 |
| First Cahawba Bank | 1 | 1 |
| Coastal Community Bank | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 2 |
| River Bank & Trust | 1 | 1 |
| Max Credit Union | 1 | 4 |
| EMM Loans LLC | 1 | 2 |
| Newrez LLC | 1 | 4 |
| Five Star Credit Union | 1 | 1 |
| Troy Bank and Trust | 1 | 1 |
| Firstbank | 1 | 5 |
| New Day Financial, LLC. | 1 | 3 |
| First Citizens Bank | 1 | 1 |
| Real Genius LLC | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 135 | 64.3% of 98 decided |
| White | 37 | no rate: base under 50 |
| 2 or more minority races | under 10 | |
| Race Not Available | 36 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 138 | 56.1% of 98 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 68 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 54 | no rate: base under 50 |
| Female | 95 | 71.4% of 63 decided |
| Joint | 43 | no rate: base under 50 |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2100 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved