Mortgage lending in Russell County, Alabama
Lenders in Russell County, Alabama reported 2,559 mortgage applications for 2025, according to the CFPB.
2,559 mortgage applications and 1,387 loans originated in 2025; the denial rate was 24.0% of 1,958 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Columbus, GA-AL HUD Metro FMR Area.
- 2,559
- Applications
- 1,387
- Loans originated
- 24.0%
- Denial rate
- 470 denied of 1,958 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,559 | 1,387 |
| 2024 | 2,342 | 1,220 |
| 2023 | 1,971 | 1,025 |
| 2022 | 2,544 | 1,291 |
| 2021 | 3,488 | 2,065 |
| 2020 | 3,039 | 1,768 |
| 2019 | 2,118 | 1,191 |
| 2018 | 1,791 | 911 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mortgage Research Center | 120 | 212 |
| United Wholesale Mortgage | 93 | 131 |
| Rocket Mortgage | 92 | 136 |
| Canopy Mortgage, LLC | 86 | 109 |
| CMG Mortgage Inc | 77 | 108 |
| Freedom Mortgage Corporation | 67 | 135 |
| Synovus Bank | 50 | 76 |
| Navy Federal Credit Union | 49 | 107 |
| Ark-LA-Tex Financial Services LLC | 40 | 48 |
| Phenix-Girard Bank | 35 | 35 |
| Pennymac Loan Services LLC | 35 | 83 |
| Guild Mortgage Company | 26 | 31 |
| Vanderbilt Mortgage and Finance, Inc | 25 | 112 |
| Crosscountry Mortgage, LLC | 25 | 43 |
| loanDepot.com LLC | 23 | 38 |
| Village Capital & Investment | 19 | 45 |
| Renasant Bank | 18 | 19 |
| New American Funding, LLC. | 15 | 44 |
| Newrez LLC | 15 | 45 |
| Guaranteed Rate, Inc. | 15 | 21 |
| Northpointe Bank | 15 | 19 |
| Kiavi Funding, Inc. | 14 | 20 |
| Mortgage Solutions of Colorado | 13 | 19 |
| New Day Financial, LLC. | 13 | 43 |
| Regions Bank | 13 | 35 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 37 | no rate: base under 50 |
| Black or African American | 777 | 30.4% of 589 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,078 | 18.4% of 853 decided |
| 2 or more minority races | 17 | no rate: base under 50 |
| Joint | 48 | no rate: base under 50 |
| Race Not Available | 584 | 28.0% of 425 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 147 | 18.3% of 104 decided |
| Not Hispanic or Latino | 1,765 | 23.1% of 1,381 decided |
| Joint | withheld | |
| Ethnicity Not Available | 594 | 28.9% of 433 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,160 | 21.9% of 894 decided |
| Female | 557 | 29.7% of 417 decided |
| Joint | 515 | 19.0% of 406 decided |
| Sex Not Available | 327 | 30.3% of 241 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 856 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved