Mortgage lending in Barbour County, Alabama
Lenders in Barbour County, Alabama reported 585 mortgage applications for 2025, according to the CFPB.
585 mortgage applications and 268 loans originated in 2025; the denial rate was 33.5% of 445 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Barbour County, AL.
- 585
- Applications
- 268
- Loans originated
- 33.5%
- Denial rate
- 149 denied of 445 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 585 | 268 |
| 2024 | 583 | 239 |
| 2023 | 492 | 214 |
| 2022 | 567 | 261 |
| 2021 | 774 | 407 |
| 2020 | 714 | 352 |
| 2019 | 526 | 278 |
| 2018 | 521 | 264 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 26 | 38 |
| All IN Credit Union | 18 | 32 |
| Five Star Credit Union | 17 | 32 |
| Mortgage Research Center | 14 | 24 |
| Peoplessouth Bank | 13 | 18 |
| United Wholesale Mortgage | 12 | 18 |
| Renasant Bank | 11 | 14 |
| Freedom Mortgage Corporation | 10 | 16 |
| Trustmark Bank | 9 | 11 |
| loanDepot.com LLC | 9 | 15 |
| 21ST Mortgage | 8 | 48 |
| Movement Mortgage, LLC | 7 | 10 |
| PNC Bank N.A. | 7 | 22 |
| Ameris Bank | 7 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 44 |
| Navy Federal Credit Union | 5 | 11 |
| MidSouth Bank | 5 | 6 |
| Southern Energy Credit Union | 5 | 5 |
| Geneva Financial LLC | 4 | 8 |
| Interlinc Mortgage Services, LLC | 4 | 8 |
| Fairway Independent Mort Corp | 4 | 5 |
| New Day Financial, LLC. | 4 | 8 |
| Pennymac Loan Services LLC | 4 | 8 |
| Assurance Financial Group, L.L.C. | 3 | 3 |
| Troy Bank and Trust | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 181 | 46.6% of 131 decided |
| White | 312 | 24.2% of 248 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 69 | 34.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 462 | 30.8% of 360 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 95 | 44.4% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 210 | 28.1% of 160 decided |
| Female | 162 | 45.3% of 117 decided |
| Joint | 168 | 31.2% of 138 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1909 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved