Mortgage lending in Dale County, Alabama
Lenders in Dale County, Alabama reported 1,761 mortgage applications for 2025, according to the CFPB.
1,761 mortgage applications and 917 loans originated in 2025; the denial rate was 27.6% of 1,383 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dale County, AL.
- 1,761
- Applications
- 917
- Loans originated
- 27.6%
- Denial rate
- 382 denied of 1,383 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,761 | 917 |
| 2024 | 1,589 | 860 |
| 2023 | 1,412 | 736 |
| 2022 | 1,931 | 1,004 |
| 2021 | 2,302 | 1,344 |
| 2020 | 2,056 | 1,250 |
| 2019 | 1,482 | 831 |
| 2018 | 1,262 | 691 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| All IN Credit Union | 83 | 176 |
| Mortgage Research Center | 82 | 151 |
| Rocket Mortgage | 45 | 79 |
| Movement Mortgage, LLC | 38 | 51 |
| CMG Mortgage Inc | 36 | 49 |
| Navy Federal Credit Union | 29 | 53 |
| United Wholesale Mortgage | 28 | 51 |
| Peoplessouth Bank | 26 | 28 |
| Pennymac Loan Services LLC | 23 | 48 |
| Southwest Funding LP | 21 | 24 |
| Interlinc Mortgage Services, LLC | 20 | 23 |
| Five Star Credit Union | 19 | 39 |
| Fairway Independent Mort Corp | 18 | 24 |
| Troy Bank and Trust | 17 | 17 |
| Bankplus | 17 | 20 |
| Freedom Mortgage Corporation | 16 | 40 |
| River Bank & Trust | 15 | 16 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 56 |
| Union Home Mortgage Corp. | 14 | 16 |
| Assurance Financial Group, L.L.C. | 13 | 19 |
| American Financial Resources LLC | 13 | 18 |
| Renasant Bank | 13 | 13 |
| Regions Bank | 13 | 30 |
| Synovus Bank | 11 | 21 |
| loanDepot.com LLC | 10 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 230 | 41.9% of 172 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,199 | 24.4% of 964 decided |
| 2 or more minority races | under 10 | |
| Joint | 36 | no rate: base under 50 |
| Race Not Available | 248 | 28.4% of 183 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 91 | 25.4% of 63 decided |
| Not Hispanic or Latino | 1,355 | 27.4% of 1,080 decided |
| Joint | 33 | no rate: base under 50 |
| Ethnicity Not Available | 282 | 29.2% of 216 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 737 | 25.4% of 567 decided |
| Female | 376 | 33.2% of 307 decided |
| Joint | 507 | 27.0% of 396 decided |
| Sex Not Available | 141 | 25.7% of 113 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1690 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved