Mortgage lending in Clarke County, Alabama
Lenders in Clarke County, Alabama reported 629 mortgage applications for 2025, according to the CFPB.
629 mortgage applications and 271 loans originated in 2025; the denial rate was 38.4% of 498 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clarke County, AL.
- 629
- Applications
- 271
- Loans originated
- 38.4%
- Denial rate
- 191 denied of 498 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 629 | 271 |
| 2024 | 548 | 235 |
| 2023 | 525 | 196 |
| 2022 | 650 | 283 |
| 2021 | 924 | 470 |
| 2020 | 830 | 427 |
| 2019 | 649 | 313 |
| 2018 | 590 | 312 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cadence Bank | 44 | 65 |
| Rocket Mortgage | 23 | 33 |
| Plains Commerce Bank | 23 | 31 |
| 21ST Mortgage | 19 | 126 |
| Triad Financial Services, Inc. | 13 | 36 |
| Mortgage Research Center | 10 | 19 |
| Regions Bank | 9 | 31 |
| United Wholesale Mortgage | 8 | 11 |
| Smartbank | 7 | 9 |
| Movement Mortgage, LLC | 5 | 8 |
| Newrez LLC | 5 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 44 |
| Nationstar Mortgage | 4 | 4 |
| First US Bank | 4 | 5 |
| Consumer First Mortgage, Inc. | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 7 |
| Trustmark Bank | 3 | 5 |
| Navy Federal Credit Union | 3 | 4 |
| AdvantageFirst Lending Inc | 2 | 2 |
| New Horizons Credit Union | 2 | 2 |
| Family Security Credit Union | 2 | 2 |
| Figure Lending LLC | 2 | 3 |
| loanDepot.com LLC | 2 | 7 |
| American Financing Corporation | 2 | 2 |
| Guild Mortgage Company | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 243 | 56.3% of 190 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 317 | 24.3% of 247 decided |
| Joint | under 10 | |
| Race Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 547 | 38.0% of 429 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 72 | 39.0% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 261 | 33.0% of 194 decided |
| Female | 182 | 49.7% of 153 decided |
| Joint | 148 | 31.9% of 116 decided |
| Sex Not Available | 38 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2112 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved