Mortgage lending in Calhoun County, Alabama
Lenders in Calhoun County, Alabama reported 4,247 mortgage applications for 2025, according to the CFPB.
4,247 mortgage applications and 2,155 loans originated in 2025; the denial rate was 28.2% of 3,310 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Anniston-Oxford, AL MSA.
- 4,247
- Applications
- 2,155
- Loans originated
- 28.2%
- Denial rate
- 934 denied of 3,310 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,247 | 2,155 |
| 2024 | 3,921 | 1,926 |
| 2023 | 3,603 | 1,806 |
| 2022 | 4,484 | 2,367 |
| 2021 | 5,839 | 3,446 |
| 2020 | 4,785 | 2,885 |
| 2019 | 3,931 | 2,275 |
| 2018 | 3,596 | 2,025 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 181 | 280 |
| Ameris Bank | 134 | 144 |
| Regions Bank | 110 | 273 |
| United Wholesale Mortgage | 108 | 146 |
| Fairway Independent Mort Corp | 89 | 107 |
| Mortgage Research Center | 70 | 135 |
| Acopia, LLC | 65 | 76 |
| Vanderbilt Mortgage and Finance, Inc | 57 | 311 |
| Success Mortgage Partners, Inc | 53 | 68 |
| Southpoint Bank | 44 | 57 |
| Emblem Credit Union | 44 | 73 |
| America's First Federal Cu | 39 | 68 |
| Freedom Mortgage Corporation | 39 | 84 |
| Pennymac Loan Services LLC | 37 | 69 |
| Towne Mortgage Company | 36 | 39 |
| Atlantic Bay Mortgage Group | 35 | 46 |
| Guild Mortgage Company | 33 | 44 |
| First Federal Bank | 33 | 41 |
| 21ST Mortgage | 33 | 128 |
| Firstbank | 28 | 78 |
| Metro Bank | 27 | 31 |
| Nationstar Mortgage | 24 | 44 |
| First Community Mortgage, Inc. | 23 | 26 |
| Southwest Funding LP | 22 | 28 |
| loanDepot.com LLC | 22 | 57 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 29 | no rate: base under 50 |
| Black or African American | 647 | 39.2% of 480 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,827 | 24.9% of 2,283 decided |
| 2 or more minority races | 14 | no rate: base under 50 |
| Joint | 61 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 641 | 30.5% of 446 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 115 | 24.7% of 89 decided |
| Not Hispanic or Latino | 3,359 | 27.2% of 2,692 decided |
| Joint | 45 | no rate: base under 50 |
| Ethnicity Not Available | 728 | 34.8% of 494 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,679 | 27.7% of 1,323 decided |
| Female | 1,062 | 34.5% of 851 decided |
| Joint | 1,080 | 22.2% of 851 decided |
| Sex Not Available | 426 | 29.8% of 285 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1685 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved