Mortgage lending in Fayette County, Alabama
Lenders in Fayette County, Alabama reported 578 mortgage applications for 2025, according to the CFPB.
578 mortgage applications and 285 loans originated in 2025; the denial rate was 30.6% of 447 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayette County, AL.
- 578
- Applications
- 285
- Loans originated
- 30.6%
- Denial rate
- 137 denied of 447 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 578 | 285 |
| 2024 | 480 | 214 |
| 2023 | 438 | 182 |
| 2022 | 504 | 216 |
| 2021 | 564 | 277 |
| 2020 | 509 | 270 |
| 2019 | 426 | 196 |
| 2018 | 411 | 206 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Alabama ONE Credit Union | 22 | 27 |
| BankFirst Financial Services | 21 | 25 |
| First Federal Bank | 21 | 28 |
| Leaderone Financial Corp. | 18 | 36 |
| Regions Bank | 18 | 38 |
| Triad Financial Services, Inc. | 17 | 29 |
| Vanderbilt Mortgage and Finance, Inc | 13 | 67 |
| Rocket Mortgage | 13 | 30 |
| Movement Mortgage, LLC | 12 | 17 |
| 21ST Mortgage | 9 | 40 |
| Mortgage Research Center | 8 | 14 |
| United Wholesale Mortgage | 8 | 16 |
| West Alabama Bank & Trust | 5 | 5 |
| Consumer First Mortgage, Inc. | 5 | 5 |
| loanDepot.com LLC | 4 | 9 |
| Peoples Mortgage Company | 4 | 5 |
| Firstbank | 4 | 13 |
| Navy Federal Credit Union | 3 | 4 |
| Avadian Credit Union | 3 | 4 |
| Equity Prime Mortgage LLC | 3 | 8 |
| Freedom Mortgage Corporation | 3 | 5 |
| Amerisave Mortgage Company | 3 | 4 |
| Pennymac Loan Services LLC | 3 | 6 |
| Listerhill Credit Union | 2 | 3 |
| Lendage, LLC Dba Achieve Loans | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 56 | no rate: base under 50 |
| White | 451 | 28.3% of 357 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 63 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 475 | 29.4% of 377 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 80 | 30.2% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 259 | 28.6% of 192 decided |
| Female | 96 | 46.6% of 73 decided |
| Joint | 181 | 25.8% of 151 decided |
| Sex Not Available | 42 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1911 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved