Mortgage lending in Geneva County, Alabama
Lenders in Geneva County, Alabama reported 1,105 mortgage applications for 2025, according to the CFPB.
1,105 mortgage applications and 594 loans originated in 2025; the denial rate was 27.8% of 902 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dothan, AL HUD Metro FMR Area.
- 1,105
- Applications
- 594
- Loans originated
- 27.8%
- Denial rate
- 251 denied of 902 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,105 | 594 |
| 2024 | 931 | 535 |
| 2023 | 940 | 503 |
| 2022 | 992 | 546 |
| 2021 | 1,188 | 710 |
| 2020 | 1,086 | 651 |
| 2019 | 921 | 561 |
| 2018 | 828 | 486 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First National Bank Of Hartford | 69 | 73 |
| The Samson Banking Company, Inc. | 48 | 59 |
| All IN Credit Union | 38 | 75 |
| Rocket Mortgage | 32 | 43 |
| Mortgage Research Center | 23 | 41 |
| Friend Bank | 19 | 21 |
| Avadian Credit Union | 19 | 27 |
| 21ST Mortgage | 17 | 86 |
| Movement Mortgage, LLC | 16 | 20 |
| Vanderbilt Mortgage and Finance, Inc | 15 | 61 |
| CMG Mortgage Inc | 15 | 17 |
| Union Home Mortgage Corp. | 14 | 17 |
| Bankplus | 14 | 18 |
| Interlinc Mortgage Services, LLC | 12 | 16 |
| Regions Bank | 12 | 28 |
| Five Star Credit Union | 11 | 31 |
| Freedom Mortgage Corporation | 11 | 14 |
| River Bank & Trust | 10 | 11 |
| United Wholesale Mortgage | 10 | 18 |
| Renasant Bank | 9 | 10 |
| Navy Federal Credit Union | 8 | 19 |
| Fairway Independent Mort Corp | 8 | 11 |
| Servisfirst Bank | 8 | 8 |
| Synovus Bank | 8 | 11 |
| Tyndall Federal Credit Union | 7 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 58 | no rate: base under 50 |
| White | 907 | 25.7% of 743 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 102 | 30.0% of 80 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 943 | 26.5% of 781 decided |
| Joint | withheld | |
| Ethnicity Not Available | 123 | 36.3% of 91 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 406 | 31.3% of 326 decided |
| Female | 265 | 36.4% of 220 decided |
| Joint | 372 | 18.0% of 306 decided |
| Sex Not Available | 62 | 28.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2494 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved