Mortgage lending in Macon County, Alabama
Lenders in Macon County, Alabama reported 521 mortgage applications for 2025, according to the CFPB.
521 mortgage applications and 170 loans originated in 2025; the denial rate was 52.4% of 401 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Macon County, AL HUD Metro FMR Area.
- 521
- Applications
- 170
- Loans originated
- 52.4%
- Denial rate
- 210 denied of 401 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 521 | 170 |
| 2024 | 516 | 171 |
| 2023 | 471 | 140 |
| 2022 | 566 | 163 |
| 2021 | 638 | 219 |
| 2020 | 533 | 180 |
| 2019 | 446 | 159 |
| 2018 | 397 | 114 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 19 | 85 |
| Rocket Mortgage | 18 | 29 |
| PNC Bank N.A. | 8 | 23 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 54 |
| loanDepot.com LLC | 7 | 15 |
| CMG Mortgage Inc | 6 | 6 |
| United Wholesale Mortgage | 5 | 10 |
| Regions Bank | 5 | 19 |
| Trustmark Bank | 4 | 5 |
| Max Credit Union | 4 | 9 |
| Mortgage Research Center | 4 | 15 |
| Champions Funding, LLC | 4 | 5 |
| Cadence Bank | 4 | 8 |
| Renasant Bank | 3 | 3 |
| Navy Federal Credit Union | 3 | 12 |
| BPL Mortgage, LLC | 3 | 4 |
| Triad Financial Services, Inc. | 3 | 8 |
| CV3 Financial Services, LLC | 2 | 4 |
| New American Funding, LLC. | 2 | 5 |
| Guardian Credit Union | 2 | 17 |
| Fairway Independent Mort Corp | 2 | 2 |
| Mortgage Solutions of Colorado | 2 | 2 |
| Milend, Inc | 2 | 3 |
| Crosscountry Mortgage, LLC | 2 | 8 |
| JPMorgan Chase Bank, NA | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 298 | 60.6% of 236 decided |
| White | 102 | 25.7% of 74 decided |
| 2 or more minority races | under 10 | |
| Race Not Available | 113 | 51.8% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 367 | 49.1% of 287 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 148 | 61.3% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 168 | 54.5% of 123 decided |
| Female | 193 | 57.0% of 156 decided |
| Joint | 88 | 39.4% of 66 decided |
| Sex Not Available | 72 | 50.0% of 56 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2495 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved