Mortgage lending in Tuscaloosa County, Alabama
Lenders in Tuscaloosa County, Alabama reported 7,770 mortgage applications for 2025, according to the CFPB.
7,770 mortgage applications and 4,403 loans originated in 2025; the denial rate was 24.5% of 6,221 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tuscaloosa, AL HUD Metro FMR Area.
- 7,770
- Applications
- 4,403
- Loans originated
- 24.5%
- Denial rate
- 1,526 denied of 6,221 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,770 | 4,403 |
| 2024 | 6,946 | 3,898 |
| 2023 | 6,662 | 3,568 |
| 2022 | 8,798 | 5,032 |
| 2021 | 12,080 | 7,556 |
| 2020 | 11,569 | 7,513 |
| 2019 | 7,851 | 4,920 |
| 2018 | 7,110 | 4,438 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Federal Bank | 513 | 696 |
| Alabama ONE Credit Union | 285 | 356 |
| Regions Bank | 251 | 470 |
| Movement Mortgage, LLC | 212 | 275 |
| Rocket Mortgage | 184 | 291 |
| BankFirst Financial Services | 179 | 198 |
| DHI Mortgage Company, LTD. | 177 | 293 |
| Bryant Bank | 142 | 167 |
| Cadence Bank | 126 | 170 |
| United Community Bank | 120 | 160 |
| United Wholesale Mortgage | 114 | 188 |
| Firstbank | 90 | 169 |
| Pennymac Loan Services LLC | 67 | 136 |
| Trustmark Bank | 63 | 76 |
| NFM, Inc | 61 | 74 |
| Mortgage Research Center | 57 | 135 |
| Freedom Mortgage Corporation | 53 | 121 |
| Renasant Bank | 50 | 63 |
| West Alabama Bank & Trust | 46 | 49 |
| Synovus Bank | 46 | 68 |
| Triad Financial Services, Inc. | 45 | 133 |
| Smartbank | 43 | 62 |
| PNC Bank N.A. | 42 | 95 |
| Navy Federal Credit Union | 39 | 84 |
| Stockton Mortgage Corporation | 39 | 59 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 24 | no rate: base under 50 |
| Asian | 104 | 9.5% of 84 decided |
| Black or African American | 2,026 | 41.2% of 1,572 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,426 | 17.9% of 3,606 decided |
| 2 or more minority races | withheld | |
| Joint | 79 | 14.8% of 61 decided |
| Race Not Available | 1,090 | 24.0% of 864 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 197 | 23.8% of 151 decided |
| Not Hispanic or Latino | 6,337 | 23.8% of 5,094 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,175 | 28.4% of 925 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,799 | 24.7% of 2,242 decided |
| Female | 2,112 | 34.8% of 1,667 decided |
| Joint | 2,099 | 14.7% of 1,699 decided |
| Sex Not Available | 760 | 23.2% of 613 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 857 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved