Mortgage lending in Cleburne County, Alabama
Lenders in Cleburne County, Alabama reported 588 mortgage applications for 2025, according to the CFPB.
588 mortgage applications and 283 loans originated in 2025; the denial rate was 30.3% of 462 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cleburne County, AL.
- 588
- Applications
- 283
- Loans originated
- 30.3%
- Denial rate
- 140 denied of 462 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 588 | 283 |
| 2024 | 530 | 254 |
| 2023 | 459 | 214 |
| 2022 | 554 | 275 |
| 2021 | 619 | 365 |
| 2020 | 551 | 307 |
| 2019 | 410 | 226 |
| 2018 | 419 | 202 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 27 | 28 |
| Vanderbilt Mortgage and Finance, Inc | 20 | 102 |
| Rocket Mortgage | 19 | 30 |
| First Bank of Alabama | 16 | 17 |
| Magnolia Bank | 12 | 13 |
| Metro Bank | 9 | 10 |
| 21ST Mortgage | 9 | 32 |
| Regions Bank | 9 | 18 |
| Triad Financial Services, Inc. | 7 | 32 |
| NobleBank & Trust | 5 | 9 |
| Fairway Independent Mort Corp | 5 | 6 |
| Canopy Mortgage, LLC | 5 | 7 |
| Truist Bank | 5 | 15 |
| Southwest Stage Funding LLC | 4 | 9 |
| Firstbank | 4 | 20 |
| Family Savings Credit Union | 4 | 4 |
| Towne Mortgage Company | 4 | 4 |
| Success Mortgage Partners, Inc | 4 | 4 |
| Mortgage Investors Group | 4 | 4 |
| CSL Financial, LLC | 3 | 3 |
| American Financial Resources LLC | 3 | 4 |
| Emblem Credit Union | 3 | 3 |
| New American Funding, LLC. | 3 | 6 |
| Nationstar Mortgage | 3 | 5 |
| Crosscountry Mortgage, LLC | 3 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 24 | no rate: base under 50 |
| White | 513 | 28.2% of 404 decided |
| Joint | under 10 | |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 501 | 27.9% of 395 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 227 | 29.8% of 181 decided |
| Female | 121 | 33.0% of 94 decided |
| Joint | 216 | 27.8% of 169 decided |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1688 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved