Mortgage lending in Hale County, Alabama
Lenders in Hale County, Alabama reported 463 mortgage applications for 2025, according to the CFPB.
463 mortgage applications and 189 loans originated in 2025; the denial rate was 41.9% of 365 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tuscaloosa, AL HUD Metro FMR Area.
- 463
- Applications
- 189
- Loans originated
- 41.9%
- Denial rate
- 153 denied of 365 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 463 | 189 |
| 2024 | 395 | 177 |
| 2023 | 459 | 189 |
| 2022 | 461 | 177 |
| 2021 | 567 | 257 |
| 2020 | 542 | 233 |
| 2019 | 424 | 214 |
| 2018 | 453 | 257 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Peoples Banik of Greensboro | 34 | 35 |
| First Federal Bank | 15 | 23 |
| Alabama ONE Credit Union | 12 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 89 |
| United Wholesale Mortgage | 8 | 11 |
| Triad Financial Services, Inc. | 7 | 23 |
| Movement Mortgage, LLC | 6 | 10 |
| Regions Bank | 6 | 20 |
| Bryant Bank | 5 | 5 |
| Firstbank | 5 | 21 |
| Reliance First Capital, LLC | 5 | 7 |
| Pennymac Loan Services LLC | 5 | 9 |
| Newrez LLC | 4 | 8 |
| Equity Prime Mortgage LLC | 4 | 6 |
| Southwest Funding LP | 3 | 3 |
| Mortgage Research Center | 3 | 7 |
| Rocket Mortgage | 3 | 15 |
| Fairway Independent Mort Corp | 3 | 3 |
| 21ST Mortgage | 3 | 42 |
| United Community Bank | 3 | 7 |
| Trustmark Bank | 2 | 3 |
| Ark-LA-Tex Financial Services LLC | 2 | 2 |
| Click n' Close, Inc. | 2 | 2 |
| Land Home Financial Services, | 2 | 2 |
| loanDepot.com LLC | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 224 | 57.6% of 177 decided |
| White | 191 | 23.3% of 150 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 38 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 389 | 39.2% of 306 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 62 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 158 | 33.9% of 121 decided |
| Female | 191 | 53.0% of 151 decided |
| Joint | 93 | 35.5% of 76 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1912 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved