Mortgage lending in Lawrence County, Alabama
Lenders in Lawrence County, Alabama reported 1,414 mortgage applications for 2025, according to the CFPB.
1,414 mortgage applications and 666 loans originated in 2025; the denial rate was 33.6% of 1,110 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Decatur, AL MSA.
- 1,414
- Applications
- 666
- Loans originated
- 33.6%
- Denial rate
- 373 denied of 1,110 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,414 | 666 |
| 2024 | 1,342 | 621 |
| 2023 | 1,289 | 547 |
| 2022 | 1,415 | 688 |
| 2021 | 1,603 | 845 |
| 2020 | 1,499 | 793 |
| 2019 | 1,064 | 536 |
| 2018 | 951 | 482 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Regions Bank | 50 | 96 |
| Bank Independent | 46 | 76 |
| Rocket Mortgage | 40 | 66 |
| Redstone Federal Credit Union | 33 | 64 |
| CB&S Bank | 33 | 53 |
| 21ST Mortgage | 31 | 129 |
| Vanderbilt Mortgage and Finance, Inc | 28 | 178 |
| New American Funding, LLC. | 19 | 34 |
| United Wholesale Mortgage | 18 | 23 |
| Southpoint Bank | 17 | 22 |
| Synovus Bank | 15 | 18 |
| loanDepot.com LLC | 13 | 26 |
| Mortgage Research Center | 13 | 29 |
| Renasant Bank | 11 | 12 |
| EvaBank | 10 | 26 |
| Kind Lending, LLC | 10 | 12 |
| Family Security Credit Union | 8 | 13 |
| Triad Financial Services, Inc. | 8 | 44 |
| Stockton Mortgage Corporation | 8 | 14 |
| Union Home Mortgage Corp. | 8 | 9 |
| Consumer First Mortgage, Inc. | 8 | 8 |
| Pennymac Loan Services LLC | 8 | 17 |
| Trustmark Bank | 7 | 7 |
| Amerisave Mortgage Company | 7 | 20 |
| River Bank & Trust | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | under 10 | |
| Black or African American | 148 | 56.0% of 116 decided |
| White | 1,057 | 30.9% of 841 decided |
| Joint | 51 | no rate: base under 50 |
| Race Not Available | 121 | 30.6% of 85 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 39 | no rate: base under 50 |
| Not Hispanic or Latino | 1,174 | 32.3% of 940 decided |
| Joint | withheld | |
| Ethnicity Not Available | 178 | 39.1% of 128 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 594 | 30.1% of 458 decided |
| Female | 299 | 49.6% of 240 decided |
| Joint | 441 | 28.8% of 354 decided |
| Sex Not Available | 80 | 24.1% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1692 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved