Mortgage lending in Coffee County, Alabama
Lenders in Coffee County, Alabama reported 2,664 mortgage applications for 2025, according to the CFPB.
2,664 mortgage applications and 1,551 loans originated in 2025; the denial rate was 22.1% of 2,135 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Coffee County, AL.
- 2,664
- Applications
- 1,551
- Loans originated
- 22.1%
- Denial rate
- 471 denied of 2,135 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,664 | 1,551 |
| 2024 | 2,269 | 1,319 |
| 2023 | 2,079 | 1,209 |
| 2022 | 2,797 | 1,665 |
| 2021 | 3,905 | 2,439 |
| 2020 | 3,596 | 2,325 |
| 2019 | 2,305 | 1,400 |
| 2018 | 1,895 | 1,131 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mortgage Research Center | 185 | 302 |
| All IN Credit Union | 155 | 264 |
| United Wholesale Mortgage | 102 | 138 |
| CMG Mortgage Inc | 94 | 129 |
| Rocket Mortgage | 79 | 114 |
| River Bank & Trust | 70 | 75 |
| Movement Mortgage, LLC | 69 | 80 |
| Navy Federal Credit Union | 64 | 129 |
| Pennymac Loan Services LLC | 48 | 88 |
| Freedom Mortgage Corporation | 42 | 90 |
| Bankplus | 31 | 37 |
| Fairway Independent Mort Corp | 24 | 36 |
| Troy Bank and Trust | 23 | 29 |
| Renasant Bank | 18 | 21 |
| Assurance Financial Group, L.L.C. | 17 | 26 |
| CCB Community Bank | 15 | 17 |
| AmeriHome Mortgage Company, LLC | 15 | 17 |
| Newrez LLC | 15 | 35 |
| 21ST Mortgage | 14 | 69 |
| Wells Fargo Bank NA | 14 | 25 |
| Crosscountry Mortgage, LLC | 13 | 20 |
| Regions Bank | 13 | 29 |
| Usaa Federal Savings Bank | 12 | 32 |
| loanDepot.com LLC | 11 | 26 |
| Union Home Mortgage Corp. | 11 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 55 | no rate: base under 50 |
| Black or African American | 248 | 28.1% of 185 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 1,823 | 20.5% of 1,485 decided |
| 2 or more minority races | under 10 | |
| Joint | 66 | 15.8% of 57 decided |
| Race Not Available | 429 | 26.4% of 329 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 132 | 25.0% of 108 decided |
| Not Hispanic or Latino | 2,036 | 21.1% of 1,642 decided |
| Joint | 55 | no rate: base under 50 |
| Ethnicity Not Available | 441 | 27.9% of 337 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,164 | 23.0% of 929 decided |
| Female | 417 | 23.9% of 326 decided |
| Joint | 808 | 19.3% of 664 decided |
| Sex Not Available | 275 | 23.6% of 216 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 964 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved