Mortgage lending in Pickens County, Alabama
Lenders in Pickens County, Alabama reported 499 mortgage applications for 2025, according to the CFPB.
499 mortgage applications and 243 loans originated in 2025; the denial rate was 29.2% of 384 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pickens County, AL HUD Metro FMR Area.
- 499
- Applications
- 243
- Loans originated
- 29.2%
- Denial rate
- 112 denied of 384 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 499 | 243 |
| 2024 | 527 | 205 |
| 2023 | 472 | 205 |
| 2022 | 493 | 235 |
| 2021 | 606 | 336 |
| 2020 | 571 | 303 |
| 2019 | 442 | 212 |
| 2018 | 471 | 227 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| West Alabama Bank & Trust | 28 | 34 |
| BankFirst Financial Services | 22 | 26 |
| Alabama ONE Credit Union | 21 | 29 |
| First Federal Bank | 17 | 23 |
| Movement Mortgage, LLC | 15 | 16 |
| Rocket Mortgage | 14 | 22 |
| Triad Financial Services, Inc. | 12 | 28 |
| Firstbank | 9 | 18 |
| Cadence Bank | 8 | 11 |
| Union Home Mortgage Corp. | 6 | 6 |
| United Community Bank | 6 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 45 |
| Towne Mortgage Company | 5 | 6 |
| Regions Bank | 5 | 15 |
| Equity Prime Mortgage LLC | 4 | 6 |
| New Day Financial, LLC. | 4 | 9 |
| Cardinal Financial Company, Li | 4 | 4 |
| Mortgage Research Center | 3 | 13 |
| 21ST Mortgage | 3 | 35 |
| Trustmark Bank | 2 | 4 |
| Renasant Bank | 2 | 4 |
| Land Home Financial Services, | 2 | 2 |
| Guild Mortgage Company | 2 | 2 |
| New American Funding, LLC. | 2 | 12 |
| America's First Federal Cu | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 178 | 44.0% of 125 decided |
| White | 263 | 21.6% of 218 decided |
| Joint | under 10 | |
| Race Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 412 | 27.6% of 323 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 80 | 38.2% of 55 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 197 | 32.2% of 152 decided |
| Female | 137 | 33.7% of 101 decided |
| Joint | 126 | 20.4% of 108 decided |
| Sex Not Available | 39 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2310 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved