Mortgage lending in Choctaw County, Alabama
Lenders in Choctaw County, Alabama reported 250 mortgage applications for 2025, according to the CFPB.
250 mortgage applications and 94 loans originated in 2025; the denial rate was 43.8% of 194 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Choctaw County, AL.
- 250
- Applications
- 94
- Loans originated
- 43.8%
- Denial rate
- 85 denied of 194 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 250 | 94 |
| 2024 | 200 | 81 |
| 2023 | 259 | 95 |
| 2022 | 266 | 103 |
| 2021 | 349 | 167 |
| 2020 | 381 | 163 |
| 2019 | 291 | 123 |
| 2018 | 287 | 107 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 13 | 17 |
| 21ST Mortgage | 10 | 53 |
| Regions Bank | 10 | 26 |
| Triad Financial Services, Inc. | 8 | 25 |
| Trustmark Bank | 7 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 30 |
| West Alabama Bank & Trust | 4 | 4 |
| Towne Mortgage Company | 4 | 4 |
| First State Bank | 3 | 3 |
| Navy Federal Credit Union | 2 | 4 |
| Community Bank of Mississippi | 2 | 2 |
| loanDepot.com LLC | 2 | 3 |
| Firstbank | 2 | 7 |
| Union Home Mortgage Corp. | 2 | 2 |
| Shore United Bank, N.A. | 1 | 1 |
| CSL Financial, LLC | 1 | 1 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| Southwest Stage Funding LLC | 1 | 4 |
| River Bank & Trust | 1 | 1 |
| Mortgage Research Center | 1 | 5 |
| New American Funding, LLC. | 1 | 4 |
| Tammac Holdings Corporation | 1 | 3 |
| United Wholesale Mortgage | 1 | 1 |
| Stockton Mortgage Corporation | 1 | 2 |
| Bankplus | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 94 | 54.2% of 72 decided |
| White | 130 | 35.6% of 104 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 205 | 43.3% of 164 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 35 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 113 | 41.0% of 83 decided |
| Female | 70 | 60.0% of 55 decided |
| Joint | 57 | 32.0% of 50 decided |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2306 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved