Mortgage lending in Randolph County, Alabama
Lenders in Randolph County, Alabama reported 876 mortgage applications for 2025, according to the CFPB.
876 mortgage applications and 440 loans originated in 2025; the denial rate was 30.3% of 684 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Randolph County, AL.
- 876
- Applications
- 440
- Loans originated
- 30.3%
- Denial rate
- 207 denied of 684 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 876 | 440 |
| 2024 | 759 | 365 |
| 2023 | 649 | 315 |
| 2022 | 850 | 433 |
| 2021 | 1,135 | 657 |
| 2020 | 1,096 | 670 |
| 2019 | 754 | 381 |
| 2018 | 656 | 362 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Bank of Alabama | 36 | 49 |
| Rocket Mortgage | 29 | 41 |
| United Wholesale Mortgage | 29 | 42 |
| Firstbank | 21 | 36 |
| 21ST Mortgage | 18 | 56 |
| Magnolia Bank | 15 | 20 |
| Alabama ONE Credit Union | 14 | 24 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 85 |
| Fairway Independent Mort Corp | 11 | 12 |
| Keystone Funding, Inc | 9 | 13 |
| Guild Mortgage Company | 9 | 11 |
| Freedom Mortgage Corporation | 9 | 19 |
| Das Acquisition Company, LLC | 9 | 12 |
| Pennymac Loan Services LLC | 9 | 17 |
| loanDepot.com LLC | 8 | 16 |
| Synovus Bank | 8 | 12 |
| Truist Bank | 8 | 17 |
| Paramount Residential Mortgage | 7 | 9 |
| Premier Mortgage Resources, LLC | 7 | 8 |
| Nationstar Mortgage | 6 | 10 |
| Mortgage Research Center | 5 | 14 |
| EMM Loans LLC | 5 | 5 |
| Towne Mortgage Company | 5 | 6 |
| US Bank, N.A. | 5 | 5 |
| Ark-LA-Tex Financial Services LLC | 4 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 91 | 63.2% of 68 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 659 | 25.3% of 522 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 99 | 34.7% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 717 | 29.1% of 581 decided |
| Joint | withheld | |
| Ethnicity Not Available | 140 | 38.5% of 91 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 323 | 28.1% of 242 decided |
| Female | 206 | 42.7% of 164 decided |
| Joint | 279 | 22.4% of 228 decided |
| Sex Not Available | 68 | 36.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1529 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved