Mortgage lending in Lee County, Alabama
Lenders in Lee County, Alabama reported 7,751 mortgage applications for 2025, according to the CFPB.
7,751 mortgage applications and 4,653 loans originated in 2025; the denial rate was 20.2% of 6,202 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Auburn-Opelika, AL HUD Metro FMR Area.
- 7,751
- Applications
- 4,653
- Loans originated
- 20.2%
- Denial rate
- 1,253 denied of 6,202 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,751 | 4,653 |
| 2024 | 6,769 | 4,064 |
| 2023 | 6,068 | 3,626 |
| 2022 | 8,263 | 4,983 |
| 2021 | 11,866 | 7,879 |
| 2020 | 11,768 | 7,925 |
| 2019 | 7,526 | 4,965 |
| 2018 | 6,253 | 4,029 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 392 | 465 |
| Rocket Mortgage | 275 | 376 |
| River Bank & Trust | 207 | 235 |
| United Wholesale Mortgage | 189 | 247 |
| Renasant Bank | 182 | 209 |
| Trustmark Bank | 158 | 173 |
| Canopy Mortgage, LLC | 154 | 199 |
| Pennymac Loan Services LLC | 144 | 210 |
| Vanderbilt Mortgage and Finance, Inc | 131 | 627 |
| Guild Mortgage Company | 108 | 147 |
| Crosscountry Mortgage, LLC | 104 | 145 |
| Mortgage Research Center | 102 | 214 |
| Regions Bank | 98 | 205 |
| Freedom Mortgage Corporation | 97 | 198 |
| Servisfirst Bank | 97 | 115 |
| Southstate Bank, National Association | 86 | 140 |
| AuburnBank | 76 | 88 |
| Max Credit Union | 73 | 112 |
| Synovus Bank | 73 | 108 |
| AmeriHome Mortgage Company, LLC | 72 | 80 |
| Movement Mortgage, LLC | 69 | 113 |
| PNC Bank N.A. | 63 | 115 |
| Cadence Bank | 60 | 85 |
| Navy Federal Credit Union | 58 | 151 |
| Auburn University Credit Union | 55 | 71 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 368 | 13.8% of 304 decided |
| Black or African American | 1,173 | 42.8% of 885 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,696 | 14.9% of 3,838 decided |
| 2 or more minority races | withheld | |
| Joint | 122 | 14.3% of 105 decided |
| Race Not Available | 1,343 | 22.2% of 1,031 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 227 | 29.9% of 174 decided |
| Not Hispanic or Latino | 5,934 | 18.7% of 4,822 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,478 | 25.1% of 1,125 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,772 | 20.6% of 2,224 decided |
| Female | 1,672 | 30.0% of 1,302 decided |
| Joint | 2,476 | 14.5% of 2,026 decided |
| Sex Not Available | 831 | 17.1% of 650 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 510 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved