Mortgage lending in Chambers County, Alabama
Lenders in Chambers County, Alabama reported 1,071 mortgage applications for 2025, according to the CFPB.
1,071 mortgage applications and 523 loans originated in 2025; the denial rate was 30.6% of 803 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chambers County, AL.
- 1,071
- Applications
- 523
- Loans originated
- 30.6%
- Denial rate
- 246 denied of 803 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,071 | 523 |
| 2024 | 1,031 | 483 |
| 2023 | 950 | 399 |
| 2022 | 1,067 | 498 |
| 2021 | 1,399 | 671 |
| 2020 | 1,121 | 598 |
| 2019 | 872 | 428 |
| 2018 | 844 | 405 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 38 | 66 |
| United Wholesale Mortgage | 30 | 41 |
| Southstate Bank, National Association | 28 | 47 |
| Equity Prime Mortgage LLC | 26 | 47 |
| Magnolia Bank | 16 | 18 |
| Ameris Bank | 16 | 22 |
| CMG Mortgage Inc | 14 | 22 |
| River Bank & Trust | 13 | 16 |
| Movement Mortgage, LLC | 12 | 21 |
| Freedom Mortgage Corporation | 12 | 23 |
| Crosscountry Mortgage, LLC | 12 | 16 |
| Alabama ONE Credit Union | 12 | 14 |
| AuburnBank | 12 | 19 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 102 |
| Pennymac Loan Services LLC | 11 | 22 |
| Capital City Bank | 10 | 14 |
| loanDepot.com LLC | 10 | 22 |
| Southeast Mortgage of Georgia, Inc. | 9 | 9 |
| 21ST Mortgage | 9 | 30 |
| Primelending | 8 | 9 |
| Ark-LA-Tex Financial Services LLC | 8 | 8 |
| Navy Federal Credit Union | 8 | 20 |
| Mortgage Research Center | 8 | 20 |
| Trustmark Bank | 7 | 11 |
| Keystone Funding, Inc | 7 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 256 | 44.9% of 165 decided |
| White | 599 | 25.9% of 472 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 191 | 30.3% of 145 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 833 | 28.6% of 643 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 206 | 40.1% of 142 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 415 | 31.3% of 310 decided |
| Female | 289 | 33.5% of 215 decided |
| Joint | 235 | 26.9% of 182 decided |
| Sex Not Available | 132 | 29.2% of 96 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1686 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved