Mortgage lending in Coosa County, Alabama
Lenders in Coosa County, Alabama reported 368 mortgage applications for 2025, according to the CFPB.
368 mortgage applications and 161 loans originated in 2025; the denial rate was 37.8% of 286 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Coosa County, AL.
- 368
- Applications
- 161
- Loans originated
- 37.8%
- Denial rate
- 108 denied of 286 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 368 | 161 |
| 2024 | 312 | 134 |
| 2023 | 370 | 138 |
| 2022 | 342 | 158 |
| 2021 | 478 | 246 |
| 2020 | 412 | 228 |
| 2019 | 348 | 174 |
| 2018 | 294 | 131 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 13 | 62 |
| Peoples Mortgage Company | 12 | 15 |
| River Bank & Trust | 8 | 11 |
| Rocket Mortgage | 7 | 12 |
| United Wholesale Mortgage | 7 | 11 |
| Alabama ONE Credit Union | 7 | 9 |
| Firstbank | 6 | 16 |
| Regions Bank | 6 | 14 |
| Max Credit Union | 5 | 7 |
| Fairway Independent Mort Corp | 5 | 6 |
| Triad Financial Services, Inc. | 4 | 19 |
| Heritage South Credit Union | 4 | 4 |
| The Loan Store, Inc | 3 | 3 |
| Navy Federal Credit Union | 3 | 3 |
| Guild Mortgage Company | 3 | 3 |
| Movement Mortgage, LLC | 3 | 4 |
| Mortgage Research Center | 3 | 8 |
| Southern Energy Credit Union | 3 | 3 |
| Mutual Savings Credit Union | 2 | 2 |
| Coastal Community Bank | 2 | 2 |
| HomeBridge Financial Services, Inc | 2 | 2 |
| Newrez LLC | 2 | 6 |
| Kind Lending, LLC | 2 | 3 |
| Stockton Mortgage Corporation | 2 | 3 |
| CB&S Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 73 | 71.4% of 56 decided |
| White | 259 | 27.8% of 205 decided |
| Joint | under 10 | |
| Race Not Available | 31 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 303 | 33.1% of 239 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 127 | 25.6% of 90 decided |
| Female | 87 | 55.7% of 70 decided |
| Joint | 135 | 34.8% of 112 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1523 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved