Mortgage lending in Colbert County, Alabama
Lenders in Colbert County, Alabama reported 2,378 mortgage applications for 2025, according to the CFPB.
2,378 mortgage applications and 1,519 loans originated in 2025; the denial rate was 18.6% of 1,966 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Florence-Muscle Shoals, AL MSA.
- 2,378
- Applications
- 1,519
- Loans originated
- 18.6%
- Denial rate
- 365 denied of 1,966 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,378 | 1,519 |
| 2024 | 2,154 | 1,257 |
| 2023 | 1,920 | 1,152 |
| 2022 | 2,490 | 1,556 |
| 2021 | 3,259 | 2,143 |
| 2020 | 2,984 | 2,008 |
| 2019 | 2,378 | 1,485 |
| 2018 | 2,194 | 1,387 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank Independent | 181 | 242 |
| Listerhill Credit Union | 162 | 169 |
| Trustmark Bank | 109 | 132 |
| Assurance Financial Group, L.L.C. | 97 | 130 |
| Rocket Mortgage | 76 | 117 |
| Regions Bank | 63 | 125 |
| First Metro Bank | 56 | 76 |
| CB&S Bank | 41 | 61 |
| United Wholesale Mortgage | 34 | 50 |
| TVA Community Credit Union | 30 | 31 |
| Movement Mortgage, LLC | 26 | 31 |
| Pennymac Loan Services LLC | 26 | 46 |
| Mortgage Research Center | 24 | 43 |
| First Federal Bank | 21 | 28 |
| loanDepot.com LLC | 20 | 36 |
| Towne Mortgage Company | 20 | 24 |
| United Community Bank | 19 | 25 |
| Mortgage Investors Group | 18 | 20 |
| New American Funding, LLC. | 17 | 38 |
| Wolfe Financial Inc | 15 | 26 |
| First Southern Bank | 14 | 19 |
| Alabama Central Credit Union | 14 | 17 |
| Peoplestrust Bank | 14 | 14 |
| PNC Bank N.A. | 14 | 22 |
| Renasant Bank | 13 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 32 | no rate: base under 50 |
| Black or African American | 246 | 35.8% of 190 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,769 | 16.1% of 1,494 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 283 | 14.3% of 217 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 2,003 | 18.1% of 1,675 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 315 | 17.7% of 243 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 923 | 17.8% of 758 decided |
| Female | 528 | 27.2% of 423 decided |
| Joint | 737 | 15.6% of 634 decided |
| Sex Not Available | 190 | 10.6% of 151 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1689 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved