Mortgage lending in Lowndes County, Alabama
Lenders in Lowndes County, Alabama reported 345 mortgage applications for 2025, according to the CFPB.
345 mortgage applications and 111 loans originated in 2025; the denial rate was 47.9% of 259 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery, AL MSA.
- 345
- Applications
- 111
- Loans originated
- 47.9%
- Denial rate
- 124 denied of 259 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 345 | 111 |
| 2024 | 302 | 91 |
| 2023 | 282 | 82 |
| 2022 | 346 | 112 |
| 2021 | 420 | 149 |
| 2020 | 351 | 132 |
| 2019 | 293 | 115 |
| 2018 | 277 | 93 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 21ST Mortgage | 14 | 64 |
| Vanderbilt Mortgage and Finance, Inc | 12 | 70 |
| Guild Mortgage Company | 6 | 10 |
| First Citizens Bank | 6 | 7 |
| Max Credit Union | 5 | 10 |
| Guardian Credit Union | 5 | 11 |
| Regions Bank | 5 | 12 |
| Trustmark Bank | 4 | 4 |
| loanDepot.com LLC | 4 | 8 |
| Mortgage Research Center | 4 | 9 |
| Rocket Mortgage | 4 | 4 |
| New Day Financial, LLC. | 4 | 6 |
| Cadence Bank | 4 | 6 |
| River Bank & Trust | 3 | 4 |
| United Wholesale Mortgage | 3 | 6 |
| CSL Financial, LLC | 2 | 2 |
| Southwest Stage Funding LLC | 2 | 10 |
| American Financial Resources LLC | 2 | 2 |
| Triad Financial Services, Inc. | 2 | 13 |
| CMG Mortgage Inc | 2 | 2 |
| Fairway Independent Mort Corp | 2 | 2 |
| Firstbank | 2 | 8 |
| Crosscountry Mortgage, LLC | 2 | 5 |
| AmeriFirst Bank | 1 | 1 |
| Navy Federal Credit Union | 1 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 220 | 59.0% of 166 decided |
| White | 85 | 18.2% of 66 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 37 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 285 | 47.7% of 220 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 53 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 113 | 32.5% of 83 decided |
| Female | 126 | 68.0% of 103 decided |
| Joint | 82 | 35.0% of 60 decided |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2309 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved