Mortgage lending in Lamar County, Alabama
Lenders in Lamar County, Alabama reported 370 mortgage applications for 2025, according to the CFPB.
370 mortgage applications and 174 loans originated in 2025; the denial rate was 31.3% of 291 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lamar County, AL.
- 370
- Applications
- 174
- Loans originated
- 31.3%
- Denial rate
- 91 denied of 291 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 370 | 174 |
| 2024 | 294 | 136 |
| 2023 | 292 | 147 |
| 2022 | 291 | 139 |
| 2021 | 377 | 190 |
| 2020 | 364 | 180 |
| 2019 | 296 | 154 |
| 2018 | 248 | 139 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 18 | 24 |
| First State Bank of the South, Inc | 16 | 16 |
| Triad Financial Services, Inc. | 12 | 30 |
| First National Bank | 10 | 10 |
| Leaderone Financial Corp. | 8 | 13 |
| West Alabama Bank & Trust | 8 | 8 |
| Avadian Credit Union | 7 | 12 |
| Firstbank | 6 | 16 |
| Towne Mortgage Company | 5 | 5 |
| Consumer First Mortgage, Inc. | 5 | 5 |
| Regions Bank | 5 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 31 |
| loanDepot.com LLC | 4 | 9 |
| Mortgage Research Center | 4 | 6 |
| Nationstar Mortgage | 4 | 5 |
| 21ST Mortgage | 4 | 42 |
| Southwest Stage Funding LLC | 3 | 5 |
| Land Home Financial Services, | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 7 |
| Union Home Mortgage Corp. | 3 | 3 |
| Listerhill Credit Union | 2 | 2 |
| Figure Lending LLC | 2 | 3 |
| Renasant Bank | 2 | 5 |
| Peoplestrust Bank | 2 | 3 |
| First Community Mortgage, Inc. | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 39 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 278 | 28.0% of 229 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 314 | 29.7% of 249 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 49 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 161 | 36.0% of 125 decided |
| Female | 75 | 32.2% of 59 decided |
| Joint | 112 | 21.7% of 92 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2636 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved