Mortgage lending in Washington County, Alabama
Lenders in Washington County, Alabama reported 510 mortgage applications for 2025, according to the CFPB.
510 mortgage applications and 205 loans originated in 2025; the denial rate was 35.2% of 389 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Washington County, AL.
- 510
- Applications
- 205
- Loans originated
- 35.2%
- Denial rate
- 137 denied of 389 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 510 | 205 |
| 2024 | 449 | 184 |
| 2023 | 392 | 139 |
| 2022 | 496 | 207 |
| 2021 | 580 | 283 |
| 2020 | 486 | 226 |
| 2019 | 376 | 180 |
| 2018 | 337 | 170 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 17 | 33 |
| Triad Financial Services, Inc. | 16 | 60 |
| 21ST Mortgage | 15 | 115 |
| Smartbank | 10 | 10 |
| Alabama ONE Credit Union | 10 | 14 |
| Regions Bank | 10 | 21 |
| Cadence Bank | 9 | 12 |
| Renasant Bank | 7 | 10 |
| United Wholesale Mortgage | 7 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 19 |
| First State Bank | 4 | 4 |
| Mortgage Research Center | 4 | 8 |
| Freedom Mortgage Corporation | 4 | 9 |
| Southwest Stage Funding LLC | 3 | 9 |
| Navy Federal Credit Union | 3 | 4 |
| Community Bank of Mississippi | 3 | 4 |
| River Bank & Trust | 3 | 4 |
| New American Funding, LLC. | 3 | 6 |
| Plains Commerce Bank | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 8 |
| Firstbank | 3 | 13 |
| Bankplus | 3 | 3 |
| Amerisave Mortgage Company | 3 | 5 |
| Trustmark Bank | 2 | 5 |
| HomeBridge Financial Services, Inc | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 32 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 131 | 54.4% of 92 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 286 | 24.4% of 225 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 43 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 444 | 33.9% of 342 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 54 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 255 | 32.1% of 196 decided |
| Female | 108 | 41.6% of 77 decided |
| Joint | 120 | 36.8% of 95 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1914 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved