Mortgage lending in Perry County, Alabama
Lenders in Perry County, Alabama reported 211 mortgage applications for 2025, according to the CFPB.
211 mortgage applications and 55 loans originated in 2025; the denial rate was 51.0% of 157 applications decided. The median loan was about $85,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Perry County, AL.
- 211
- Applications
- 55
- Loans originated
- 51.0%
- Denial rate
- 80 denied of 157 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 211 | 55 |
| 2024 | 195 | 54 |
| 2023 | 160 | 52 |
| 2022 | 149 | 56 |
| 2021 | 223 | 72 |
| 2020 | 187 | 59 |
| 2019 | 212 | 74 |
| 2018 | 181 | 79 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Firstbank | 8 | 23 |
| 21ST Mortgage | 6 | 31 |
| Marion Community Bank | 5 | 10 |
| Triad Financial Services, Inc. | 4 | 21 |
| Rocket Mortgage | 4 | 6 |
| Peoples Banik of Greensboro | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 42 |
| Mortgage Research Center | 3 | 8 |
| Guild Mortgage Company | 2 | 2 |
| First Federal Bank | 2 | 2 |
| Regions Bank | 2 | 5 |
| Trustmark Bank | 1 | 1 |
| First Cahawba Bank | 1 | 1 |
| Navy Federal Credit Union | 1 | 1 |
| loanDepot.com LLC | 1 | 3 |
| West Alabama Bank & Trust | 1 | 1 |
| Guardian Credit Union | 1 | 1 |
| United Wholesale Mortgage | 1 | 2 |
| Premia Mortgage, LLC | 1 | 1 |
| Stockton Mortgage Corporation | 1 | 1 |
| Legends Bank | 1 | 2 |
| Crosscountry Mortgage, LLC | 1 | 1 |
| Alabama ONE Credit Union | 1 | 1 |
| Amerisave Mortgage Company | 1 | 7 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 136 | 54.9% of 102 decided |
| White | 59 | no rate: base under 50 |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 178 | 48.5% of 134 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 65 | 54.7% of 53 decided |
| Female | 82 | 58.1% of 62 decided |
| Joint | withheld | |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2794 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved