Mortgage lending in Wilcox County, Alabama
Lenders in Wilcox County, Alabama reported 278 mortgage applications for 2025, according to the CFPB.
278 mortgage applications and 76 loans originated in 2025; the denial rate was 55.8% of 197 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wilcox County, AL.
- 278
- Applications
- 76
- Loans originated
- 55.8%
- Denial rate
- 110 denied of 197 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 278 | 76 |
| 2024 | 224 | 66 |
| 2023 | 187 | 43 |
| 2022 | 232 | 57 |
| 2021 | 297 | 115 |
| 2020 | 238 | 84 |
| 2019 | 220 | 91 |
| 2018 | 187 | 59 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Vanderbilt Mortgage and Finance, Inc | 8 | 73 |
| 21ST Mortgage | 7 | 62 |
| Regions Bank | 7 | 11 |
| Trustmark Bank | 5 | 7 |
| United Bank | 5 | 16 |
| Rocket Mortgage | 4 | 9 |
| Navy Federal Credit Union | 3 | 4 |
| Triad Financial Services, Inc. | 3 | 14 |
| New American Funding, LLC. | 3 | 8 |
| Firstbank | 3 | 8 |
| Amerisave Mortgage Company | 3 | 6 |
| CMG Mortgage Inc | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
| Cardinal Financial Company, Li | 2 | 3 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| First Nation Bank and Trust | 1 | 1 |
| Family Security Credit Union | 1 | 2 |
| Renasant Bank | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
| West Alabama Bank & Trust | 1 | 1 |
| Newrez LLC | 1 | 2 |
| SIRVA Mortgage, Inc. | 1 | 1 |
| Nationstar Mortgage | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 1 |
| New Day Financial, LLC. | 1 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 190 | 69.3% of 137 decided |
| White | 58 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | 25 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 220 | 54.6% of 163 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 75 | 58.8% of 51 decided |
| Female | 133 | 64.4% of 101 decided |
| Joint | 53 | no rate: base under 50 |
| Sex Not Available | 17 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2637 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved