Mortgage lending in Escambia County, Alabama
Lenders in Escambia County, Alabama reported 1,072 mortgage applications for 2025, according to the CFPB.
1,072 mortgage applications and 506 loans originated in 2025; the denial rate was 33.5% of 826 applications decided. The median loan was about $150,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Escambia County, AL.
- 1,072
- Applications
- 506
- Loans originated
- 33.5%
- Denial rate
- 277 denied of 826 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,072 | 506 |
| 2024 | 922 | 449 |
| 2023 | 1,002 | 446 |
| 2022 | 1,257 | 569 |
| 2021 | 1,464 | 692 |
| 2020 | 1,075 | 558 |
| 2019 | 901 | 478 |
| 2018 | 799 | 411 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 51 | 74 |
| Fairway Independent Mort Corp | 38 | 53 |
| 21ST Mortgage | 31 | 125 |
| Regions Bank | 23 | 57 |
| Trustmark Bank | 21 | 26 |
| Gulf Winds Credit Union | 21 | 57 |
| First Nation Bank and Trust | 20 | 20 |
| United Wholesale Mortgage | 18 | 20 |
| Vanderbilt Mortgage and Finance, Inc | 16 | 60 |
| Mortgage Research Center | 15 | 24 |
| Navy Federal Credit Union | 12 | 40 |
| Ark-LA-Tex Financial Services LLC | 10 | 10 |
| Truist Bank | 10 | 17 |
| United Bank | 9 | 14 |
| Alabama ONE Credit Union | 9 | 20 |
| Triad Financial Services, Inc. | 7 | 25 |
| Nationstar Mortgage | 7 | 8 |
| Freedom Mortgage Corporation | 7 | 18 |
| Stockton Mortgage Corporation | 7 | 11 |
| Firstbank | 6 | 27 |
| Bryant Bank | 5 | 7 |
| All IN Credit Union | 5 | 11 |
| Success Mortgage Partners, Inc | 5 | 8 |
| Crosscountry Mortgage, LLC | 5 | 8 |
| Amerisave Mortgage Company | 5 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 31 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 183 | 52.1% of 144 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 706 | 27.5% of 550 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 125 | 38.5% of 91 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 11 | no rate: base under 50 |
| Not Hispanic or Latino | 886 | 32.9% of 691 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 168 | 36.6% of 123 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 433 | 32.9% of 350 decided |
| Female | 284 | 45.8% of 212 decided |
| Joint | 279 | 22.4% of 214 decided |
| Sex Not Available | 76 | 34.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1898 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved